Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

We may also ask to see your driver's license or other identifying documents.
Please read the Account Agreement and Fee Schedule pertaining to credit union membership.

All information provided by you via this online application will be transferred over a secure, encrypted connection.

To qualify for membership at SOCU, complete the form below and either submit to us on-line or print out and mail or fax to us at:

Service One Credit Union
ATTN: Member Services
P.O. Box 51770
Bowling Green, KY 42102-6770
FAX: (270) 796-9184
Fields marked with * are mandatory.
Member Name *  Last  First   Middle
SSN/TIN *
Street Address 1 *
Street Address 2
City *
State *
Zip *
Home Phone * () -
Alt Phone () -
Own/Rent *  How Long *
Birth Date *
Email Address *
Drivers License# *
   Exp Date (mm/dd/yyyy) *
  State/Country *
Mother's Family Name*
Employer *
Work Phone* () -
 
Please provide the following information for a reference:
Reference 1 *  Phone * () -
Address *
Who *   
Reference 2  Phone   () -
Address
Who     
Pick the account(s) you would like to open:
Share Account  Share Draft Account  E.A.S.Y. Account 
Allot Account  Holiday Account 

Overdraft Protection from: Savings Checking Loan  
Name  Last  First   Middle
Phone () -
SSN
Birth Date
Mother's Family Name
Relation Acct#
Address
City
State
Zip
Employer
Employer Phone () -
Driver's License#
   Exp Date (mm/dd/yyyy)
  State/Country
Accounts Joint on
Share Account  Share Draft Account  E.A.S.Y. Account 
Allot Account  Holiday Account 

The credit union is authorized to pay share drafts signed by you (or by any of us) and to charge all such payment against the shares in this account.
a. 

Only share draft blanks and other methods approved by the credit union may be used to make withdrawals from this account.
b. 

The credit union is under no obligation to pay a share draft that exceeds the fully paid and collected share balance in this account. The credit union may, however, pay such draft and transfer shares to this account in the amount of the resulting overdraft, plus an overdraft fee from any other regular share account from which any of the undersigned is then eligible to withdraw shares or the credit union may treat such share drafts as a request to the credit union for an advance (in multiples of $25) from the loan account identified on the front sufficient to permit the credit union to pay such share draft plus an overdraft fee.
c. 

The credit union may pay a share draft on whatever day it is presented for payment notwithstanding the date (or any limitation on the time of payment) appearing on the share draft.
d. 

When paid, share drafts become the property of the credit union and will not be returned either with the periodic statement of this account or otherwise.
e. 

Except for negligence, the credit union is not liable for any action it takes regarding the payment or nonpayment of a share draft.
f. 

Any objection respecting any item shown on a periodic statement of this account is waived unless made in writing to the credit union before the end of 60 days after the statement is mailed.
g. 

If this Agreement is signed by more than one person, the persons signing below shall be joint owners of this Account which, in that event, shall be subject to the additional terms and conditions printed in the Truth-in-Savings Discloure.
h. 

A share draft account may be closed when three or more drafts are returned for insufficient funds, or at the discretion of the Board of Directors.

By signing below, I/we agree to the terms and conditions and acknowledge the receipt of the Account Disclosures, Truth-in-Savings Disclosure(s), and Privacy Disclosure. I/we certify that the information on this account application is complete, true, and submitted for the purpose of obtaining the accounts and services requested. I/we agree that the credit union can use credit reporting agencies or otherwise verify the information on this application for membership for the purpose of extending credit or services to me/us or reviewing or collecting a credit account of yours/ours. If I/we request, the credit union will tell me/us the name and address of any credit reporting agency from which it received a credit report. I certify that the information provided above is my true and correct identity information.
Signature ____________________________   Date ____________________

Service One Credit Union is hereby authorized to recognize any of the signatures subscribed below in the payment of funds or the transaction of any business for this account. The joint owners of this account hereby agree with each other and with said credit union that all sums now paid in on shares, or heretofore or hereafter paid in on shares by any or all of said joint owners to their credit as such joint owners with all accumulations thereon, are and shall be owned by them jointly, with right of survivorship and be subject to the withdrawal or receipt of any of them, and payment to any of them or the survivor or survivors shall be valid and discharge said credit union from any liability for such payment. Any or all of said joint owners may pledge all or any part of the shares in this account as collateral security to a loan or loans from the credit union. The right to authority of the credit union under this agreement shall not be charged or terminated by said owners, or any of them except by written notice to said credit union which shall not affect transactions theretofore made. I certify that the information provided above is my true and correct identity information.
Signature ____________________________   Date ____________________
Signature ____________________________   Date ____________________
Signature ____________________________   Date ____________________

By submitting this application online, I hereby turn my application in and agree to conform to the bylaws and any amendments thereof in the Service One Credit Union. I also agree to the terms and conditions of any account that I have in the credit union now or in the future and agree that the credit union may change those terms and conditions from time to time. This is not an application for credit now and I certify that all information herein is true and complete. I authorize Service One Credit Union to verify or obtain any information, including credit bureau reports and/or information from other creditors, the credit union may deem necessary concerning my (our) financial or credit standing. In addition, I confirm that I have read and agree to the Account Agreement and Fee Schedule and can either print complete copies or download and store copies in an electronic file that I can readily access.
I agree to the terms above.

Please select your preferred branch location
Press to send us your information.

Note: After we receive your application, we will send a copy of this form for your signature as well as disclosures related to credit union accounts. Application must be returned with a $25 check or money order to activate. ($25 is the minimum required balance.)

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