The Credit Union wants the right to match competitor's rates on auto loans. Please contact a Member Service Consultant for more details.
 

SOCU can help you finance a home, a new or used vehicle, college tuition or get cash for vacation. Whatever you need, our loan rates are always competitive so that we can pass on great savings to our members. Apply on-line for any consumer loan and even calculate your estimated payments.

Mortgages and Home Equities
 

For more information, please contact a branch near you.

  Fixed and adjustable-rates are available for mortgages. Calculate your payments now.
H.O.M.E. Program - (Home Ownership Made Easy)
 

Up to 100% financing for first-time home buyers. Contact our mortgage department to understand the steps of the home buying process and find out how you can own a home with a minimum investment of $500. Learn about the mortgage process, how much you can afford, the insurance coverage needed and much more.

F.A.S.T. Mortgage Program – (Fast Amortizing Short – Term First Mortgage)
 

Fixed-rate mortgages with a maximum term of 60 months and low closing costs.

- (Home Remedies)
 

Use the available equity in your home to finance home improvements, a new car, college tuition or bill consolidation. Take advantage of a flexible line of credit and low closing costs.

E.L.V.I.S. (Equity-Line Visa Gold Interest-deductible SuperCard  for KY Residents Only)
 

Secure your Visa Gold with the equity in your home making the interest you pay tax deductible.

  No annual fee
  Interest-only payments
  Maximum term of 15 years
Consumer Loan Services 
Auto Loans
  Your credit union has competitive auto loan rates. Ask us to match any competitor's rate as low as 3.50% A.P.R.*
MEMBERS Auto and Homeowners Insurance
  CUNA Mutual offers members a wide variety of products such as: Personal Auto, Homeowners, Boat, Recreational Vehicle, Motorcycle, Personal Umbrella Liability, Tenants, Flood, Mobile Home & Earthquake insurance. Call and compare! Toll-free 1-888-380-9287.
Share-Secured & Share Certificate-Secured Loans
  Use your savings or share certificates as collateral for a low-rate loan.
Auto Refinance Loans
  Refinance your auto loan for less than you're paying at another financial institution. Minimum rate restrictions and credit-granting criteria apply.

Auto Refinance Calculator
 
One Stop Auto Indirect Lending
  Visit any participating dealer and you can test drive and drive away in your new auto or sport utility vehicle with SOCU financing all in One Stop! It's really that easy. With access to current SOCU loan rates, area dealers are trained, qualified and ready to take your SOCU loan application any hour and any day the dealership is open - even if the credit union is closed.
 Participating Dealers are:
   In Bowling Green, KY
Bettersworth Motors, Campbell Chevrolet, Gary Force Honda, Gary Force Toyota, GreenPage Motors, J&K Used Cars, Jim Johnson Nissan Hyundai, Leachman Motors, Martin Dodge Jeep Chrysler, Martin Kia Mitsubishi, Mike's Cycle World, Used Car Warehouse.

In Glasgow, KY
Bailey Gibson Buick Pontiac, Gillie Hyde Auto Mall, Gille Hyde Luxury Motors Gillie Hyde Pre-Owned, Mike's Cycle World.

In Greenville, KY
Mansfield Chevrolet-Buick-Pontiac-GMC.

In Russellville, KY
Car Depot, Gupton Motors, Mansfield Chevrolet-Buick-Pontiac, Inc.

Personal Unsecured Loans
  Qualified members may borrow on a signature note. The amount is based on your ability to repay, credit history and debt ratio.
Home Improvement Loans
  Borrow between $500 and $5,000 to remodel or redecorate with a signature loan just for home improvement.
Comfort Cash
  A revolving line of credit established especially for overdraft protection for your share draft account.
  *Annual Percentage Rate
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