The Credit Union wants the right to match competitor's
rates on auto loans. Please contact a Member Service
Consultant for more details.
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SOCU can help you finance a home, a new or used vehicle, college tuition or get cash for vacation. Whatever you need, our
loan rates are always competitive so that we can pass on great savings to our members.
Apply on-line for any consumer loan and even calculate your estimated payments. |
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| Mortgages and Home Equities |
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For more information, please
contact a
branch near you. |
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Fixed and
adjustable-rates are available for mortgages.
Calculate your payments
now. |
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H.O.M.E. Program - (Home Ownership Made Easy) |
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Up to 100% financing for first-time home buyers. Contact our
mortgage department to understand the steps of the home
buying process and find out how you can own a home with a
minimum investment of $500. Learn about the mortgage
process, how much you can afford, the insurance coverage
needed and much more. |
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F.A.S.T. Mortgage Program – (Fast Amortizing Short – Term First Mortgage) |
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Fixed-rate mortgages with a maximum term of 60 months and low closing costs. |
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 - (Home Remedies) |
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Use the available equity in your home to finance home improvements, a new car, college tuition or bill consolidation. Take advantage of a flexible line of credit and low closing costs. |
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E.L.V.I.S. (Equity-Line Visa Gold Interest-deductible SuperCard for KY Residents Only) |
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Secure your
Visa Gold with the equity in your home making the interest you pay
tax deductible. |
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No annual
fee |
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Interest-only payments |
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Maximum term of 15
years |
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Consumer Loan Services |
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Auto
Loans |
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Your credit
union has competitive auto loan rates. Ask us to match
any competitor's rate as low as 3.50% A.P.R.* |
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MEMBERS
Auto and Homeowners Insurance |
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CUNA Mutual offers members
a wide variety of products such as: Personal Auto,
Homeowners, Boat, Recreational Vehicle, Motorcycle,
Personal Umbrella Liability, Tenants, Flood, Mobile Home
& Earthquake insurance. Call and compare! Toll-free
1-888-380-9287. |
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Share-Secured
& Share Certificate-Secured Loans |
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Use your
savings or share certificates as collateral for a
low-rate loan. |
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Auto
Refinance Loans |
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Refinance your auto loan for less than you're paying at another financial institution. Minimum rate restrictions and credit-granting criteria apply.
Auto Refinance Calculator
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One
Stop Auto Indirect Lending |
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Visit any
participating dealer and you can test drive and drive
away in your new auto or sport utility vehicle with SOCU
financing all in One Stop! It's really that easy. With
access to current SOCU loan rates, area dealers are
trained, qualified and ready to take your SOCU loan
application any hour and any day the dealership is open
- even if the credit union is closed. |
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| | Participating
Dealers are: |
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In Bowling
Green, KY
Bettersworth Motors, Campbell Chevrolet,
Gary Force Honda, Gary Force Toyota, GreenPage Motors,
J&K Used Cars, Jim Johnson
Nissan Hyundai, Leachman Motors, Martin Dodge Jeep Chrysler, Martin Kia Mitsubishi,
Mike's Cycle World, Used Car Warehouse.
In Glasgow, KY
Bailey Gibson Buick, Gillie Hyde Auto Group, Mike's Cycle World.
In Greenville, KY
Mansfield Chevrolet-Buick-GMC.
In Russellville, KY
Car Depot, Gupton Motors, Mansfield Chevrolet-Buick, Inc.
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Personal
Unsecured Loans |
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Qualified
members may borrow on a signature note. The amount is
based on your ability to repay, credit history and debt
ratio. |
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Home
Improvement Loans |
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Borrow between
$500 and $5,000 to remodel or redecorate with a
signature loan just for home improvement. |
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Comfort
Cash |
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A revolving
line of credit established especially for overdraft
protection for your share draft account. |
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*Annual
Percentage Rate |
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