SOCU has primary, secondary, business and WKU student share draft "checking" available.
Monthly maintenance fee is only $7.75; ($0 for Secondary, $18.75 for business, $0 for
Young Savers, Western Kentucky University and other college students.)
No minimum balance requirements;
Unlimited check writing;
One Card ATM/VISA Check card available.
Automatic overdraft coverage is available from share accounts or Overdraft Privilege is set up on eligible accounts. Overdraft Privilege pays for your items instead of returning them for non-sufficient funds. Overdrafts may be covered with Overdraft Privilege up to $250 on student accounts and $500 on regular share draft accounts. Call Today to see if your account qualifies for Overdraft Privilege or click here to opt-in.
E.A.S.Y. (Easy Access Safety Yield) Account
The E.A.S.Y. (Easy Access Safety Yield) Account is an interest-bearing share draft account complete with Debit Card and Home Branch access, as well as the Overdraft Privilege Program. The minimum opening balance is $1,000, and dividends will be calculated on a tiered-rate structure. No monthly maintenance fee for this account unless the minimum balance falls below $1,000.
To confirm check order, please call 1-800-355-8123.
The 5 Ways To Get No Monthly Maintenance Fee Checking
Direct deposit of a payroll or other recurring check;
Young Saver's Share Account;
Top-of-the-Class Share Account;
College Student up to age 25.
Account Agreement  |  Privacy Statement  |  Reg D  |  Fee Schedule