Whether you're looking for a short-term or long-term savings or investment plan, SOCU has a full range of accounts that let you select the ideal combination to best meet your needs. To become a member, complete our membership application

SOCU membership begins when you open a share(savings) account with just $25. It's the ideal starting point for anyone seeking security and convenience. Take a look at our investment rates.

Feel confident that your money is safe at Service One Credit Union. Our deposits are insured by the NCUA up to $250,000 per account. And, depending upon how your accounts are structured, you could receive additional coverage.

Use the NCUA Share Insurance Estimator.

Member Share (Savings) Account
 

This savings account, with a minimum $25 par value balance, makes you a shareholder of SOCU. Dividends are calculated on the average daily balance of $500 or more.

Organizational share accounts are permitted if such organization qualifies under the credit union's field of membership.

Young Saver's Share Account
 

Members 17 and younger earn dividends on just $25 or more as well as pay no monthly maintenance fee on a share draft "checking" account. It's a great way to save and learn about money.

Top-of-the-Class Share Account
 

Members 50 and over enjoy special services including no monthly maintenance fee on a share draft "checking" account, free basic style share drafts and higher share certificate rates. Qualifications:

 Direct deposit of a recurring check, or
 An IRA balance of $5,000 or more, or
 A certificate balance of $5,000 or more.
 A $500 minimum balance is required to earn the stated Annual Percentage Yield.
Holiday Club
 

Use payroll deduction or automatic transfer to build funds in preparation for the holiday season. Funds automatically transfer to your member share account in November and can be accessed through ONE CALL or Home Branch.

Special Savings Account
 Save for a variety of budget breakers such as insurance, auto, vacation, wedding expenses and more.
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