As a further precaution, you may want to consider adding a fraud victim statement, which will remain on your credit report for seven years. This statement asks credit grantors to contact you by phone before granting credit. What this means is that you may not be able to get instant credit, since you will not be home to answer the verification call from the credit grantor. Victim statements are generally added when a consumer has confirmed that someone is using their identification information in a fraudulent manner.

To add a victim statement to your personal credit report and to order your personal credit report through U.S. mail, please provide the information below, along with a copy of the page of your phone bill that displays your name, address and home phone number. It must show your name, address and home phone number. You also may give a business number where credit grantors can contact you.

They will need the following Identification information

• Your Name,
• Your Address,
• Your Social Security Number,
• Your Date of Birth,
• Your home telephone number, and
• A description of the situation and any comments you wish to make.