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P.O. Box 51770 | Bowling Green, KY 42102-6770 | (800) 759-8500 | ABA Routing Number: 283978357

Graduate Auto Loan Program

Congratulations, grads! You’re on your way to new beginnings, and now is a good time to start considering your financial future. Establishing a strong credit history is a must, and an auto loan makes a great first step. If you’ve recently graduated, our Graduate Auto Loan Program can help as you enter the next stage of your life.

Program Qualifications and Conditions:

  • No previous auto loan history in the credit bureau
  • No derogatory credit
  • Debt to Income 38% or less
  • Provide 5% cash down payment of total purchase price (minus rebates)
  • Terms up to 72 months for new vehicles and 66 months for used vehicles
  • Used vehicle age not to exceed 7 model years

College Grads

  • Must provide copy of degree or college transcript from a two or four-year accredited college or university
  • Must provide proof of income – paystub or commitment letter from the employer
  • Maximum loan amount $25,000

High School Grads

  • Must be at least 18 years old and provide a copy of high school diploma or transcript
  • Must have had a full-time job (32 hours a week or more) for the past 6 months
  • Must provide proof of income – paystub from the employer
  • Maximum loan amount $20,000

 Apply Now

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