Loans | Consumer Loan Services

loan services

Count on Service One to help you navigate through life’s financial challenges.


auto loans

Make Service One your first stop before buying a car. We will help get you the best rate with the least amount of hassle.

auto refinance loans

Have an auto loan at another financial institution? Let SOCU refinance your auto loan for less than you are currently paying.

share-secured & share certificate-secured loans

Pledge the funds in your savings or certificate as collateral for a low-rate loan.

personal unsecured loans

Borrow funds with a signature note for short term financing.

home improvement loans

Use these funds to remodel or redecorate your home.

personal line of credit

Need a little extra cushion when money problems occur? Withdraw cash from this line of credit when you need it.

one stop auto indirect lending

Visit participating dealers to test drive and purchase a vehicle in one stop. SOCU will do the financing - just tell the dealer to send us your application.

members auto and homeowners insurance

TruStage products are available exclusively for members through the companies of the CUNA Mutual Insurance Agency, Inc. For a no-obligation quote, call 888-380-9287 or visit

visa® platinum rewards card

Enjoy no annual fee and CU Rewards! Personalize your card with the Design Your Own Card (DYOC) program. Receive mobile alerts when your card is used.