Loans | Mortgage & Home Equity

mortgage & home equity loans

Fixed and adjustable rates are available for home buying and refinancing. With great rates and low closing costs, you can’t go wrong!


h.o.m.e. program

Home Ownership Made Easy. Finance your first home with Service One. Your loan will stay local with low closing costs and up to 100% financing.

f.a.s.t. mortgage program

Fast Amortizing Short Term First Mortgage. Pay off your mortgage in record time with low closing costs and a maximum term of 84 months.

fixed rate mortgages

15 and 30 year mortgage terms available.

adjustable rate mortgages

Many options and terms are available.

home equity loans

Put the available equity in your home to use for home improvements, a new car or college tuition.


Equity-Line Visa Gold Interest-deductible SuperCard. This higher-limit Visa® Gold card is secured by the equity in your home.


The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications, ethnicity, race, gender, and income of applicants and borrowers, and information about loan approvals and denials. To receive a copy of these data, send a written request to:

Service One Credit Union
Mortgage Department
P.O. Box 51770
Bowling Green, KY 42102-6770