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P.O. Box 51770 | Bowling Green, KY 42102-6770 | (800) 759-8500 | ABA Routing Number: 283978357

Mortgage & Home Equity Loans

Fixed and adjustable rates are available for home buying and refinancing. With great rates and low closing costs, you can’t go wrong!

Have some questions and want to talk to us?
Give our Mortgage Department a call at (270) 796-8500 extension 2027 or toll-free (800) 759-8500 extension 2027.

Welcome Home Mortgage

Finance your first home with Service One. Your loan will stay local with low closing costs and up to 100% financing and no required PMI.


Fixed Rate Mortgages

15 and 30 year mortgage terms available.


Adjustable Rate Mortgages

Many options and terms are available.


Home Equity Loans

Put the available equity in your home to use for home improvements, a new car or college tuition.


Equity-Line Visa Gold Interest-deductible SuperCard. This higher-limit Visa® Gold card is secured by the equity in your home.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications, ethnicity, race, gender, and income of applicants and borrowers, and information about loan approvals and denials. To receive a copy of this data, send a written request to:

Service One Credit Union
Mortgage Department
P.O. Box 51770
Bowling Green, KY 42102-6770

F.A.S.T. Mortgage Program

Fast Amortizing Short Term First Mortgage. Pay off your mortgage in record time with low closing costs and a maximum term of 84 months.