Rates | Investment

investment rates

All investment rates are subject to change without notice. Contact a branch location to confirm current rates. Fees may reduce earnings on an account. Possible penalty for early withdrawals. See related Account Agreement and Fee Schedule for details.

member share and top-of-the-class share (savings) accounts

($500 minimum to earn the stated APY.)

investment apy*
$500 - $999.99 0.05%
$1,000 - $2,499.99 0.10%
$2,500 and over 0.15%
* APY=Annual Percentage Yield. Rates may change after account is opened.

young savers share account

($25 minimum to earn the stated APY.)

investment apy*
$25 - $999.99 0.05%
$1,000 - $2,499.99 0.10%
$2,500 and over 0.15%
* APY=Annual Percentage Yield. Rates may change after account is opened.

e.a.s.y. share draft account

$1,000 minimum to open.

investment apy*
$1,000 - $14,999 0.25%
$15,000 - $24,999 0.25%
$25,000 - $49,999 0.30%
$50,000 plus 0.35%
* APY=Annual Percentage Yield. Rates may change after account is opened.

holiday club and special savings

investment apy*
No minimum balance to open 0.05%
* APY=Annual Percentage Yield. Rates may change after account is opened.

certificates

high yield certificate accounts

investment apy*
Six-months, $500 minimum 0.40%
One-year, $500 minimum 0.75%
Two-year, $500 minimum 0.85%
Three-year, $500 minimum 0.85%
Five-year, $500 minimum 1.60%
Freedom Certificate, 14-Day Notice, $20,000 minimum 0.65%
* APY=Annual Percentage Yield

high yield top-of-the-class certificate accounts

investment apy*
Six-months, $500 minimum 0.50%
One-year, $500 minimum 0.85%
Two-year, $500 minimum 0.95%
Three-year, $500 minimum 0.95%
Five-year, $500 minimum 1.70%
Freedom Certificate, 14-Day Notice, $20,000 minimum 0.75%
* APY=Annual Percentage Yield. Rates may change after account is opened.

add-on certificates

investment apy*
No minimum balance to open 0.70%
* APY=Annual Percentage Yield

ira traditional, roth and coverdell education savings

$1,000 minimum to open.

investment apy*
0 to $9,999.99 0.75%
$10,000 to $49,999.99 0.85%
$50,000 to $98,999.99 1.10%
$99,000 and over 1.35%
* APY=Annual Percentage Yield

Product offers, rates, terms and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our web site which may be beyond our control, Service One Credit Union cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call any Service One Credit Union location.