Rates | Loans

Loan Rates

loan type approximate term APR * as low as**
Personal 8.90%
Ready Reserve Variable Rate***
New, Used or Refinanced Vehicle 24 - 72 months 2.90%
Other Secured 36 months 6.90%
Regular Share Secured 2.50%

*APR = Annual Percentage Rate. Payment Example: at 6.9% APR, 36 monthly payments of $30.84 for each $1,000 borrowed.
**Rates are based on credit granting criteria and terms of the loan. Rates are valid at the time of posting and are subject to change without notice. Additional restrictions may apply.
***Variable Rate. Please call (270)796-8500 or (800)759-8500 for complete details.


Rates subject to credit granting criteria. For mortgage inquiries, please contact Ken Vogler, (270) 796-8500 or (800) 759-8500, ext. 2027.

h.o.m.e. program
15 year – 30 year terms available.
f.a.s.t. mortgage program
5 year – 7 year terms available.
adjustable rate mortgages
Initial fixed rate periods of 1, 3, 5 and 7 years. Call for more details!


15 year – 30 year terms available.

Products offers, rates, terms and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our web site which may be beyond our control, Service One Credit Union cannot guarantee the completeness or accuracy of the information provided herein. The information provided to you on our calculators is estimated and provided solely for your interactive enjoyment. The results are not guaranteed to be accurate. To verify current offers and rates, please call Ken Vogler at (270) 796-8500 or (800) 759-8500, ext. 2027.