Social Media Scams
With most of the US under orders to stay at home due to the COVID-19 pandemic, many people are turning to social media for a fun distraction. Taking a Facebook quiz may seem like a harmless way to pass the time while quarantined, but it could also give scammers your personal information.
How the Scam Works:
You see a fun quiz on Facebook or another social media platform. What’s the harm, you figure? You answer a few questions and prove how well you know a friend. Or you take a short personality test to match with a character from your favorite TV show.
These quizzes ask seemingly silly or meaningless questions, but scammers can use that information for nefarious purposes. For example, some quizzes collect personal information by asking questions like: “What is your mother's maiden name?” or “What is the name of the street you grew up on?” These are common security questions for banking and credit card accounts. Sharing this information can lead to your accounts being hacked, and your personal and financial information being stolen.
Not all social media quizzes are data collection scams, but BBB cautions users to be careful about what they share online. Social media data and quiz answers can be used to steal your identity or enable a scammer to impersonate you to your friends and family.
Tips to avoid social media scams:
- Be skeptical: Before you take a quiz, figure out who created it. Is it a brand you trust? Just because something appears to be fun and innocent, doesn’t mean there isn’t an inherent risk.
- Adjust privacy settings: Review your social media account’s privacy settings and be strict about what information you share - and be mindful of who you are sharing it with.
- Remove personal details from your profile: Don’t share information like your phone number or home address on social media accounts.
- Don't give answers to common security questions: Be cautious if the questions in a quiz ask for things like your mother's maiden name, street you grew up on, or the name of your high school.
- Monitor Friend Requests. Don't accept friend requests from people you don’t know. Also be wary of a second friend request from someone you are already connected with; the second profile may be an imposter trying to access your data and your Friends list.
Be Aware of Relief Check Scams: Click Here for More Info
Federal and State agencies are alerting Americans that any phone call, text, or email asking for personal or financial information to receive the $1,200 federal payment through the CARES Act is NOT legitimate.
Taxpayers will NOT have to sign up to receive their payment.
DO NOT give out any personal information such as social security or account numbers, PayPal information, address, etc.! If someone claims it is essential for a stimulus check relating to the Conoronavirus pandemic, they are trying to scam you.
A recent FBI alert warns consumers and businesses about coronavirus (COVID-19)-related schemes to steal money and personal information.
The agency cites three of the most prevalent scams and how to avoid them:
1. Fake CDC emails
Watch out for emails claiming to be from the Centers for Disease Control and Prevention (CDC) or other organizations offering information about the virus.
Don’t click links or open attachments you do not recognize. Fraudsters can use links in emails to deliver malware to your computer to steal personal information or to lock your computer and demand payment.
Be wary of websites and apps claiming to track COVID-19 cases worldwide. Criminals are using malicious websites to infect and lock devices until they receive payment.
2. Phishing emails
Beware phishing emails asking you to verify your personal information to receive an economic stimulus check from the government. Government agencies are not sending unsolicited emails seeking your private information to send you money.
Phishing emails may also claim to be related to charitable contributions, general financial relief, airline carrier refunds, fake cures and vaccines, and fake testing kits.
3. Counterfeit treatments or equipment
Be cautious of anyone selling products that claim to prevent, treat, diagnose, or cure COVID-19. Be alert to counterfeit products such as sanitizing products and personal protective equipment (PPE), including N95 respirator masks, goggles, full-face shields, protective gowns, and gloves.
The FBI advises several ways to practice good “cyber hygiene” and security measures:
- Don’t open attachments or click links within emails from senders you don't recognize.
- Don’t provide your username, password, date of birth, social security number, financial data, or other personal information in response to an email or robocall.
- Verify web addresses of legitimate websites and manually type them into your browser.
- Check for misspellings or wrong domains within a link (i.e., an address that should end in .gov ends in .com instead).
Beware of the following:
Testing kits. Whether it’s someone going door-to-door offering a COVID-19 testing kit or someone selling them online, don’t fall for this con. Currently, real testing kits cannot be purchased or performed at home.
Miracle cures, vaccines, or supplements. When you see an advertisement promoting a miracle cure, vaccine, or supplement to help you fight the coronavirus, just ignore it. False claims like this should be reported to BBB at bbb.org/adtruth.
Mask sales. While many people are on the hunt for medical-grade masks, scammers are posting fake websites. While the site may look legitimate, consumers are purchasing masks only to never receive the product or have their financial information compromised. Always check with BBB at bbb.org before making any online purchase.
Government checks. If you receive a phone call from a “government representative” saying they need your social security number, banking account number, or other personal information in order to give your relief check, hang up! Anytime funds like this are distributed, the government will NEVER call and ask for personal information.
Errand assistance. Be wary of strangers who offer to run errands for you. While there are legitimate groups who are offering assistance to those that are in need, there are scammers who are looking to take your prescription medications or your money. Do your research and check references first.
Free gift cards. Some businesses are providing discounts during this time, but if you see an offer for a free gift card, proceed with caution. These offers are often “too good to be true” and lead you to a phishing site that asks for personal information. Always contact the company directly to see if any promotion is real.
Charity and giving. If you are looking to donate, make sure you are donating to legitimate charities. You can verify the trustworthiness of a charity by visiting give.org for free reports to see if the charity meets BBB’s Standards for Charity Accountability. If you are giving to a crowdfunding cause, it’s best to give to someone you personally know and to be wary of vague requests.
Tracking apps. With COVID-19 spreading rapidly, you may want to know if the virus has spread to your area. While there are legitimate coronavirus “map apps” available, there are also ones that download malware and spyware onto your phone instead.
For more tips and information, visit bbb.org/coronavirus.
If you need assistance, please call our Member Solutions Center immediately at (800)759-8500.
A common technique among internet and email scammers is to take advantage of public concerns and fears. Today, that means that scammers are capitalizing on the fear surrounding the emergence of the coronavirus (COVID-19) from health and safety concerns to apprehension around financial market impacts. During this critical time, focus on anything that sounds too good to be true! Below are a few examples of the scams circulating:
Beware of Bogus Products and Investments
As scammers prey on coronavirus fears, there is an uptick in the sale of bogus products like masks, immune system boosters and sanitizers. If you aren’t able to find a hand sanitizer at your local store, it doesn’t make sense that a random source on the internet would have an unlimited supply for sale. When an offer sounds “too good to be true,” verifying product credibility through research is key.
Also, be wary of “investment opportunities” related to the coronavirus. The U.S. Securities and Exchange Commission (SEC) is warning people about online promotions, including through social media, claiming that the products or services of publicly-traded companies can prevent, detect or cure coronavirus. Don’t get caught in a stock scam; always seek professional advice.
Know Your Charities
Another path that scammers are taking is soliciting for bogus charities. We all want to help; the scammers know that if they tug on our heartstrings, our wallets will usually open. The scams often look like they are helping locally or for specific groups you support. Before you contribute, be sure to research new charities thoroughly. Check with the Better Business Bureau for complaints.
Watch Out for Phishing
The third foundational scam to be aware of is the use of phishing emails to take your money and get your personal information. As always, never click on an embedded link in an unsolicited email. It may download malware onto your computer. Protect yourself by making sure anti-virus software is on your computer and up-to-date.
Be suspicious of emails claiming to be from the Centers for Disease Control and Prevention (CDC) or “experts” saying that they have new, critical information about the virus. For the most up-to-date information, go right to the authoritative source. Go to the CDC and the World Health Organization (WHO) websites for current information. If you come across any suspicious claims, report them to the FTC at ftc.gov/complaint.
You already know to go to Coronavirus.gov for medical information and usa.gov/coronavirus to see what the federal government is doing. Your local government and health department have the best information about what people in your area can (and can't) do. And the Federal Trade Commission has great information on the wide variety of Coronavirus scams.
We are here for you, if you think something does not feel right, someone may be trying to get your financial information, please call our Member Solutions Center at 270-796-8500.Go to main navigation