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Teen Checking

 Teen Checking

Checking for Teens Age 13 - 17

Get your first Checking account with this special Teen Checking. It will help you get on the right financial path.

With this account you get FREE:   
Checking No monthly maintenance fee and no minimum balance required.
 
Guide to Money Curious about where to start? Our Guide to Money booklet, along with our online Teen portal, will give you the information you need to be successful with your finances.
   
Visa® Debit Card Debit Cards are faster and safer than using cash and can be used at ATMs and anywhere Visa® is accepted.
   
Online Banking Access your account anytime to look at detailed transactions, set up FREE e-statements, and email or text alerts.
   
Mobile Banking

Keep up with your finances on the go! Deposit checks for free, transfer cash between your accounts, and more. One-Time “Oops” Overdraft Waiver Everyone makes mistakes - for that we have a one-time use waiver of an overdraft fee.

   
1st box of checks Your first box of checks in on us!  You may never write a check, but just in case you need one, you will have checks.
   
Apply for WKU Scholarships High school seniors planning on attending WKU have the ability to apply for one of our incoming WKU freshmen scholarships.

Student Checking

 No Minimum Balance or Monthly Fee

Get started taking care of your money so it can take care of you.

Service One Credit Union can help! We offer the digital products you need. This checking account features no minimum balance and no monthly maintenance fee. A parent is required to open an account if you are under age 18. Members 17 and younger earn dividends on just $25 or more.Four friends going to class

  • iPhone and Android apps
  • Digital Wallet
  • Shared Branching Network Access
  • Annual Scholarship
  • Mobile Deposit-Age 16 and up
  • Free Debit Card
  • One Free “Oops” overdraft refund
  • Complimentary Box of Checks
  • FREE Guide to Money Booklet
  • Money Manager & App: The Service One Budgeting Tool

Join Today

Student Loans

 Private Low-Cost Student Loan

Service One can help fund your future with our private student loans.

College is a big investment, but we are here to help you through the process. Our low-cost student loan is designed to meet your educational needs. 

In-School Student Loans

Service One Credit Union understands it’s not easy to get through school without financial assistance. A private student loan from Service One can help pay for your educational expenses that weren’t covered by your financial aid package.

  • Complete your entire application online in 15 minutes.Graduation cap and cash
  • Manage your loan completely online 24/7.
  • No more old-fashioned paperwork.
  • No application fee for all student borrowers.
  • Multiple in-school payment options, including interest-only and $25/month.

It’s easy and free to apply!

APPLY NOW!

 

 Consolidation Student Loans

Succeed after college with a student loan consolidation!

Service One Credit Union can help you take control of your student loan debt. Refinancing your federal and private student loans can help reduce your monthly payments or even help pay off your loans faster.

We’ve partnered with LendKey to make repaying your student loan debt easier! Plus, enjoy these great benefits.

  • Make one loan payment, instead of several
  • Choose the option that best fits your situation
  • Discount for making automatic (ACH) payments
  • Co-signer release after 24 months of on-time, interest and principal payments, when requested

APPLY NOW!

Young Saver Programs

 Young Saver's Account

It’s never too early to learn to save and spend responsibly! 

Gefferson eats from the Service One money tree.

One of the best ways to promote good financial habits at a young age is to open a savings account at Service One Credit Union and establish a regular savings plan. As always, Young Savers who make a deposit to their account can choose a prize from our treasure chest!

Members 17 and younger earn dividends on just $25 or more. It’s a great way to save and learn about money.

BizKid$

BizKid$ is a financial literacy initiative that includes an award-winning TV series, free classroom curriculum, outreach activities, a website and a social media presence targeting children 9 – 16 years old.

Check it out!

Foundations in Personal Finance

 Dave Ramsey Personal Finance Curriculum

Exciting news for two local high schools!  

Service One Credit Union is donating Ramsey Solutions’ Foundations in Personal Finance curriculum to South Warren and Greenwood High Schools. Foundations in Personal Finance is the premier curriculum for teaching financial literacy to students.

Personal finance expert Dave Ramsey created Foundations in Personal Finance, an easy to use, turn-key school curriculum that teaches students the value of saving, spending and giving to guide them down the path of financial literacy.

More than four million students have taken Foundations in Personal Finance in middle schools, high schools and universities nationwide. Foundations in Personal Finance can be used as a primary or supplemental resource to fulfill requirements in mathematics, economics, family consumer science, business mathematics, and personal finance.

About Ramsey Solutions
Ramsey Solutions is committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development. The company’s success is defined by the number of people whose lives are changed by a message of hope. Through a variety of mediums including live events, publishing, syndicated columns, and a nationally syndicated radio show, Ramsey Solutions uses common sense education to empower people to win at life and money. Millions of families have graduated from Financial Peace University classes across the country, and Ramsey Solutions’ world-class speakers have brought vision, inspiration, and encouragement to more than a million more. Voted among Nashville’s best places to work ten times, Ramsey Solutions employs more than 800 team members focused and dedicated to doing work that matters.

For more information on the curriculum click below!

Check it out!

$10,000 in Scholarships Awarded to Returning WKU Students

Congratulations to students selected to receive a $2,000 scholarship for 2020.

Kendra T. - $2,000

Payton B. - $2,000

ReAunna P. - $2,000

Lucas A. - $2,000

Taylor A. - $2,000

 

Please check back next year to apply, the deadline will be May 31, 2021.

If you have any questions, call us at (270) 796-8500.

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