Move Your Auto Loan to Service One and Get Up to $500 Cash Back!

>>Apply to get up to $500 back!<<

 Refinance Cash Back Details:

  • Loan rates as low as 2.49% APR*
  • The loan you refinance must be from another lender; current SOCU auto loans are not eligible
  • Up to 1% cash back with max payout of $500


Example Cash Back

Loan Amount

Cash Back







No Payment for 90-Days

Defer your loan payment for the first 90 days after the loan closing. Take a payment vacation or get ahead of the monthly payment requirement.

Apply Now

APR=Annual Percentage Rate. All loans are subject to credit, income, and membership eligibility. Other restrictions and conditions may apply. Visit for complete details. Offer is valid for personal vehicle loan refinance applications submitted 08/2/21 - 12/31/2021 and loan amounts $10,000 and greater funded within 30 days of application. Offer may be changed or discontinued at any time without notice. 1.00% cashback is calculated on the funded loan amount with a maximum payout of $500.00. Refinance of an existing SOCU auto loan is not eligible for cashback. Cashback will be deposited to a SOCU account within 7 to 10 business days of the final loan agreement. 2.49% APR is available to FICO scores 730+, year model 2019 and newer, LTV up to 80%, and terms up to 66 months. An additional 0.25% discount for auto pay from a SOCU deposit account and up to 0.25% off for Choice Plus checking may be applied but the rate cannot be lower than 2.49% APR.


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