Save money with rates as low as 2.24% APR* on your auto loan

Receive up to $500 Cash Back*Beagle riding in car and hanging out window

Buy or Refinance your auto with Service One to receive these benefits:

  • Cash Back up to 1% 
  • Lower your payment 
  • Shorter Loan Terms
  • No Application Fee 
  • No Penalties for Early Payoff
  • Discounts Available*

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We are available by phone at 1-800-759-8500 to review your loan application or your current auto loan.


*APR = Annual Percentage Rate. 1% cashback is valid for personal vehicle loan applications submitted 03/21/22 - 05/31/22 and loan amount $10,000 and greater funded within 30 days of application.  1% cashback is calculated on the funded loan amount with a maximum payout of $500.00. Non-dealer purchases and refinance of an existing SOCU auto loan are not eligible for cashback. Cashback will be deposited to a SOCU account within 3 business days of final loan agreement. 2.24% APR is available to FICO scores 730+, year model 2020 and newer, LTV up to 100%, and terms up to 66 months. Other rates and terms are available. Additional 0.25% discount for auto pay from a SOCU deposit account or 0.25% discount for Choice Plus Checking may be applied but rate cannot be lower than 2.24% APR. Subject to credit approval and membership eligibility. Other restrictions and conditions may apply.  Terms may change or be discontinued at any time without notice.

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