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P.O. Box 51770 | Bowling Green, KY 42102-6770 | (800) 759-8500 | ABA Routing Number: 283978357

Business Loans

business-handshake
 
Service One is partnering with Cooperative Business Services (CBS) to make business loans available to both members and our community. Please view our business lending products below.

For a list of Frequently Asked Questions, visit our Business Loan FAQs page or contact Sean Riley at Cooperative Business Services, LLC at (502) 533-3136 or by emailing sriley@cbscuso.com with specific questions.

BUSINESS LENDING PRODUCTS

Commercial Real Estate Financing Loans 

  • Purchase or refinance of commercial, industrial and/or investment property
  • Terms up to 10 years, amortizations up to 25 years
  • Fixed and variable rate options available
  • Loans up to $7,500,000 per transaction

 
Term Loans

  • Purchase or refinance machinery, equipment or other capital assets, permanent working capital, business acquisition, debt consolidation
  • Generally 12 to 180 month terms
  • Fixed and variable rate options available
  • Loans up to $2,000,000 per transaction

 
Lines of Credit

  • Available for any general business purpose
  • Line of credit facilities are generally reviewed on an annual basis
  • Rates are typically set at a floating rate over the Wall Street Journal Prime Lending Index
  • Loans up to $500,000

 
 SBA 7(a) and 7(a) Express Loans

  • Business expansion, business acquisition, commercial real estate purchase, machinery & equipment purchase, working capital, and debt refinance
  • Terms up to 25 years
  • Variable rate spread over the Wall Street Journal Prime Lending Index
  • Loans up to $5,000,000

 
 SBA 504 Loans

  • Land and building purchase, construction or renovation, and machinery & equipment purchase
  • Terms up to 20 years
  • Loans up to $5,000,000

 

Please contact Sean Riley at Cooperative Business Services, LLC at (502) 533-3136 or by emailing sriley@cbscuso.com with questions about your business loan needs.