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Lifestyle Loans

 Designed to Fit Your Needs

Every member has a unique lifestyle and we understand that sometimes there are extra expenses. You may need help getting some extra money.

Your family is home most of the time now, so make your backyard space enjoyable with a nice relaxing area!

We make the process easy so you don’t have to turn to high-interest credit cards or payday loans. Lifestyle Loans are designed to fit your need, whether it’s for an unexpected life event or something more, Lifestyle Loans are ideal for a variety of items, including (but not limited to):

  • Education
  • Wedding
  • Vacation
  • Motorcycle, Boat or Jet Skis
  • Computer purchase
  • Musical instruments
  • Taxes
  • Auto repairs
  • Home repairs
  • Heating and Air Conditioning Repair
  • Landscape
  • Veterinarian expenses
  • Funeral expenses
  • Debt consolidation
  • Dentistry or orthodontics
  • Vision correction
  • Cosmetic procedures
  • Other health-related procedures
  • Adoption or childbearing expenses
  • Whatever your lifestyle demands!

Vet and dog

Complete the Easy Application

  • Loan amounts up to $25,000 (with no collateral required)
  • Terms up to 60 months
  • Fixed, affordable payments
  • Competitive interest rates
  • No application fees

If you have questions and need to speak with a lender, please call 270-796-8500 or email us.

Ready Reserve Loans

 Ready Reserve Personal Line of CreditEmergency Fund

Funds are ready when unexpected things happen.

Sometimes you need a little extra help between paydays! Ready Reserve is easily available, withdraw cash from this line of credit when you need it. Ask an associate how to get your reserve funded!

Make Loan Payment

 Make Quick Payments Using Your Debit Cards

Too busy to get this month's Service One payment in the mail? No worries.

Pay a loan or credit card with a debit card.

You can pay securely, anytime, after you create your user account.

Sign on to pay your credit card, vehicle, personal, or line of credit loan when it works for you, and your payment will be credited the next business day. The charge is only $4.95 fee for using your credit or debit card.

Be sure to have your member number and loan number available along with your credit/debit card or checking account information. Your member number and loan number can be found on your Service One statement or by contacting us.


 Online Payment Convenience Fee of $4.95 applies for payments made by debit card.


 Savings Secured & Certificate Secured Loans

Pledge the funds in your savings or certificate as collateral for a low-rate loan.

Secure your loan and keep your certificate and savings untouched.


 Sign Documents Electronically

Safely sign loan documents and forms electronically.

If your day is too busy to visit a Service One location, or perhaps you are not in town, you can still easily sign your loan documents. Ask a Service One associate today about our free e-Signature feature.

Just one more way that Service One is working hard to be Member Focused, Service Driven.

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