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P.O. Box 51770 | Bowling Green, KY 42102-6770 | (800) 759-8500 | ABA Routing Number: 283978357

Student Loans

Service One Private Student Loans: Together we can do this
Service One offers student loans for borrowers attending degree-granting institutions.

Offering Private Student Loans, along with Consolidation Student Loans. Use our private student loan to pay for all qualified education expenses, including tuition, books, room/board, and even computers! Our consolidation student loan can combine multiple student loans into one easy payment.

Remember, private student loans should be used as supplemental funding after exhausting all other sources of financial aid including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit the FAFSA website.

Private Student Loans

Service One can help fund your future with our private student loans. College is a big investment, but we are here to help you through the process. Our low cost student loan is designed to meet your educational needs. To learn more or to apply, please get started here.

Features and Benefits:

  • Competitive interest rates and with good grades, potential for even lower rates
  • 1% annual percentage rate reduction once 10% of the loan principal is repaid during the full repayment period
  • .25% annual percentage rate reduction when you sign up for automatic payments
  • No origination fee for all student borrowers
Service One Private Student Loan features and benefits:

Consolidation Student Loans

Succeed after college with a student loan consolidation! Service One now provides a private consolidation loan for both federal and private student loans. Consolidating private student loan debt can lower your monthly payments, potentially reduce your interest rate, and extend the payment period on your loans. To learn more or to apply, please get started here.

Features and Benefits:

  • Cosigner release available for creditworthy borrowers after 12 on-time principal and interest payments
  • Interest-only repayment option up to 4 years followed by standard repayment
  • .25% annual percentage rate reduction when you sign up for automatic repayments
  • No origination fee for all student borrowers
Service One Private Student Loan features and benefits: