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P.O. Box 51770 | Bowling Green, KY 42102-6770 | (800) 759-8500 | ABA Routing Number: 283978357

Same Day ACH Debits Effective September 15, 2017


Effective September 15, 2017, withdrawals to your account will come out faster than before!

This change in the way payments are processed through the Federal Reserve will allow ALL payments and deposits in the United States to go through on the same day you pay them. Deposits moved to the same day credit system last year in September 2016.

Same Day ACH Debits are useful for paying loan payments faster, but this also means a “written” check could post to your account immediately. Previously, it might have posted to your account in 2-3 days. The check could be deducted from your account the same day. To avoid overdraft or insufficient fund fees, please make sure the balance in your account is enough to pay any debits or withdrawals you have written or authorized.

For example, when paying your utility bill with a check it could be converted to an electronic ACH payment by the electric company. Before, the check could have taken 2 business days to be deducted from your account; now, the utility company can send the check to your account for payment on the same day it was received or delivered to the utility company.

For any questions, call us at 270-796-8500 or simply stop by a branch.