Payment Protection

Auto and Home 

Credit union members may qualify for special discounts on home and auto payment protection.

Find out how much you could save if you switch. Combine your protection with another car or home policy, and you could save even more.

Discount for credit union members. The TruStage Auto & Home Program gives you access to instant quotes and a potential discount. And you could save even more if you combine policies.

Get free quotes from a licensed agent. A licensed agent is ready to help you find the right payment protection. Just friendly, helpful advice with no sales pressure.

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Debt Protection

Debt protection can help reduce or pay off your loan balance, up to the maximum limit should you or a co-borrower pass away. Debt protection can help make monthly loan payments, up to the maximum limit, should you become totally disabled, until you are no longer disabled.


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Debt protection with life plusImportance of Financial Protection




*Disclosure: Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

Life Payment Protection

TruStage makes it easy to apply for up to $300,000 of term life payment protection. Just answer a few questions for an instant decision. If approved, buy completely online—in about 10 minutes. It’s that simple!

  • No medical exam or intrusive tests
  • No waiting—if approved, you're protected when your first payment processes
  • Income-tax-free money for your beneficiaries

Protection when you need it most. Term life payment protection could be an affordable way to help protect your family from the loss of your income if you were to die unexpectedly.

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AD & D Payment Protection

Member-Only Payment Protection Programs.  Inquire about the special payment protection programs offered by your credit union.

Service One offers $2,000 of free Accidental Death & Dismemberment (AD&D) Payment Protection to members. As a valued member, you can apply for competitively-priced payment protection to help protect you and your family. To claim this AD&D payment protection, or to purchase extra protection, please click the button below:

Accidental Death & Dismemberment Payment Protection

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