Skip to main content

P.O. Box 51770 | Bowling Green, KY 42102-6770 | (800) 759-8500 | ABA Routing Number: 283978357


Service One has convenient checking accounts with ATM/debit card and Home Branch access. See below for details.

Regular Checking

This basic checking account has online access and no minimum balance required. (In order to receive a debit card or checks, must deposit at least $50 in checking account.) The monthly service fee of $7.75 is waived when you sign-up for Direct Deposit.

No Fee Checking Option

The no service fee checking account option includes Online Banking, Bill Pay, Mobile Banking, E-Statements, Visa® debit card, and for a limited time one free box of WKU Hilltopper Pride Checks*. You must have a monthly direct deposit to the checking account; otherwise, the $7.75 monthly service fee applies.

* – Free box of checks offer can end at any time without notice.

Interest Checking

Earn competitive dividends on your checking account with Service One’s E.A.S.Y. Checking.

The name says it all:
Easy – Pay no monthly service fee by keeping a minimum balance of just $1,000 in your E.A.S.Y. account, otherwise the $7.75 monthly service fee applies.

Access – Use Home Branch, ONE CALL audio response system, One Card Visa® debit card, or checks to access your E.A.S.Y. account.

Safety – Your E.A.S.Y. account is insured by the National Credit Union Administration, a U.S. government agency.

Yield – Earn competitive dividends monthly with as little as $1,000. Rates are tiered for higher earnings.

Learn More

Student Checking

This checking account features no minimum balance and no monthly maintenance fee.

  • iPhone and Android apps
  • Shared Branching Network Access
  • SOCU Tracker – Money Management Tool

Learn More

Teen Checking

As a young adult, you’re entering a very important stage of your life. You’ll soon be getting your first car, first job, or starting your first day of college.

With these big steps come checking accounts, debit cards, student loans, and car loans. Now is the time to place your financial foot in the right direction, and Service One Credit Union can help!

Service One Credit Union has a special Teen Checking account that will help you get on the right financial path. With this account you will enjoy:

  • Free Debit Card
  • One Free “Oops” overdraft refund
  • Free Mobile App
  • Complimentary Box of Checks
  • FREE Guide to Money Booklet

Interested in opening a Teen Checking account? Apply online today!
New Account Application

ATM / Debit Card

One Card Visa® Check Card provides access to cash 24/7 and can be swiped wherever Visa® cards are accepted. Save time and money by asking for cash back when paying at the cash register of your favorite store.

Debit card issues?

If your debit card has been lost or stolen, please call 866-820-8860.
For more contact information, please visit our Cards page:
Card Information