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P.O. Box 51770 | Bowling Green, KY 42102-6770 | (800) 759-8500 | ABA Routing Number: 283978357


Service One has convenient checking accounts with ATM/debit card and Home Branch access.

Teen Checking

Teach teens money management with a checking account that features no minimum balance and no monthly maintenance fee. Your teen will also enjoy:

  • FREE Debit Card
  • Complimentary Box of Checks
  • FREE Guide to Money Booklet

Interested in opening a Teen Checking account? Apply online today!
New Account Application

ATM / Debit Card

One Card Visa® Check Card provides access to cash 24/7 and can be swiped wherever Visa® cards are accepted. Save time and money by asking for cash back when paying at the cash register of your favorite store.

Debit card issues?

If your debit card has been lost or stolen, please call 866-820-8860.
For more contact information, please visit our Cards page:
Card Information

New Hilltopper Pride Check Series


For a limited time, receive one (1) FREE box of Service One’s exclusive Hilltopper Pride check series when you open a new checking account!

Already have a checking account with us? The Hilltopper Pride check series will be available to purchase for a nominal fee by ordering online here, calling our offices at 800-759-8500, or by visiting one of our branches today!


Reorder Checks

Use the link below when you need to reorder checks.

Reorder Checks

Regular Checking

This basic checking account has online access and no minimum balance required. Monthly maintenance fee may apply.

E.A.S.Y. Checking

Pay no monthly maintenance fees and earn competitive dividends by keeping a minimum balance of just $1,000.

Learn More

Home Branch

View balances, pay bills, transfer funds, make loan payments, access the SOCU Tracker Money Management Tool, and receive E-Statements from your computer or mobile device.

Learn More

Free Checking Option

This no-maintenance-fee checking account includes online access, E-statements, One Card Visa® debit card, and for a limited time one free box of WKU Hilltopper Pride Checks (which can end at any time without notice).

In order to qualify for this account, you must meet membership eligibility and account opening criteria. You must also have a monthly direct deposit to the checking account.