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P.O. Box 51770 | Bowling Green, KY 42102-6770 | (800) 759-8500 | ABA Routing Number: 283978357

Credit Cards

Current Special

The VISA® platinum rewards card has NO ANNUAL FEE and cardholders are eligible for CURewards! Members can personalize their card with the Design Your Own Card (DYOC) program. Sign up for Mobile Alerts and be notified when the card is used. For information about EMV Chip Cards, please view our Chip Card FAQ page.

Introductory special rate of 3.99% APR* for 12 months!

Variable Annual Percentage Rate as low as 9.25% APR*.

  • No Balance Transfer Fee
  • No Annual Fee
  • Earn CASH BACK Rewards
  • $1,000,000 Travel Accident Insurance Coverage
  • Auto Rental Insurance
  • 24/7 Member Service and Lost/Stolen Reporting
  • Year-End Annual Activity Summary

For more information about our VISA® platinum credit card, please view our Credit Card Disclosure.



CCU Rewards

Learn more about Service One’s credit card rewards program, CU Rewards! You can earn cash back, or redeem points for travel, merchandise, and more!


Credit Card Fitness Program

Image of Credit card, with shopping cart and pie chart.

Credit Card Fitness Program

Interested in learning more about credit cards? Explore how credit cards work. Learn how to compare offers, pay off your balance, and about your rights as a consumer with our Credit Card module in Service One’s free Financial Fitness Program.


Card Services

If you have a problem with your debit or credit card, please refer to the information under our Card Services page or call us at 800-759-8500.

* – APR = Annual Percentage Rate. Promotional rate in effect for 12-months after account opening. After promotional period ends, the APR is a variable rate based on your credit worthiness ranging from 9.25% to 19.75%. Membership and credit granting criteria apply. Existing Service One credit cards are not eligible for 3.99% APR promotional rate. Offer may end at any time without prior notice. Contact us for complete details or look over our Credit Card Disclosure.