We have received reports of a text message being sent to members requesting sensitive information; this is not an approved message from our Associates. Please call us at 270-796-8500 to report a message. Remember: Do not give out personal information, bank logins, or SSNs when someone calls or messages you. Legitimate businesses will never contact you requesting this information.

Saturday, June 10th, online banking will be unavailable from 7 PM until 2 AM Central Time due to maintenance. We apologize for any inconvenience and appreciate your understanding.

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Teen Checking

 Teen Checking

Checking for Teens Age 13 - 17

Get your first Checking account with this special Teen Checking. It will help you get on the right financial path.

Get your first checking account with this special account With this account you get on the right financial path and enjoy:
FREE Checking No monthly maintenance fee and no minimum balance required.
FREE Online Banking Access your account anytime to look at detailed transactions, set up FREE e-statements, and email or text alerts.
FREE Mobile Banking
No Minimum Balance Required
No Monthly Maintenance Fee
WKU and SKYCTC Scholarship Opportunities High school seniors planning on attending WKU or SKYCTC have the ability to apply for one of our incoming WKU freshmen scholarships.

Check it out!

Student Checking

 No Minimum Balance or Monthly Fee

Get started taking care of your money so it can take care of you.

Service One Credit Union can help! We offer the digital products you need. This checking account features no minimum balance and no monthly maintenance fee. A parent is required to open an account if you are under age 18. Members 17 and younger earn dividends on just $25 or more.Female student going to class.

  • iPhone and Android apps
  • Digital Wallet
  • Shared Branching Network Access
  • Annual Scholarship
  • Mobile Deposit-Age 16 and up
  • Free Debit Card
  • Customizable Dashboard keeps your accounts organized

Join Today

Student Loans

 Private Low-Cost Student Loan

Service One can help fund your future with our private student loans.

College is a big investment, but we are here to help you through the process. Our low-cost student loan is designed to meet your educational needs. 

In-School Student Loans

Service One Credit Union understands it’s not easy to get through school without financial assistance. A private student loan from Service One can help pay for your educational expenses that weren’t covered by your financial aid package.

  • Complete your entire application online in 15 minutes.
  • Manage your loan completely online 24/7.
  • No more old-fashioned paperwork.
  • No application fee for all student borrowers.
  • Multiple in-school payment options, including interest-only and $25/month.
  • It’s easy and free to apply!



 Consolidation Loans

Succeed after college with a student loan consolidation!

Service One Credit Union can help you take control of your student loan debt. Refinancing your federal and private student loans can help reduce your monthly payments or even help pay off your loans faster.

We’ve partnered with LendKey to make repaying your student loan debt easier! Plus, enjoy these great benefits.

  • Make one loan payment, instead of several
  • Choose the option that best fits your situation
  • Discount for making automatic (ACH) payments
  • Co-signer release after 12 months of on-time, interest and principal payments, when requested


Young Savers Program

 Young Saver's Account

Gefferson the Giraffe says, "It’s never too early to learn to save and spend responsibly!"

Gefferson eats from the Service One money tree.

One of the best ways to promote good financial habits at a young age is to open a savings account at Service One Credit Union and establish a regular savings plan. As always, Young Savers who make a deposit to their account gets a special prize!

Members 17 and younger earn dividends on just $25 or more. It’s a great way to save and learn about money.

Looking for an easy way to help save? - Have your debit transactions rounded up to the nearest dollar and put the difference into your child's saving account! Ask an associate to get started.


Free Coloring Page!


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