Access Extra Cash
Service One Credit Union personal loans and lines of credit offer low, fixed rates to help you handle life’s necessities.
Use these funds to pay for a major purchase, family vacation, or unexpected expense.
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Borrow up to $25,000 with no collateral |
Competitive fixed rates |
Easy and fast application process |
No application fees |
No prepayment penalties |
Personal Loan
Paid in a single disbursement. Can be used how you need including consolidating debt.
Line of Credit
Personal Line of Credit is an open-ended term loan, which means you can access your funds when needed over time.
Competitive Interest Rates
Save money while getting the funds you need.
*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. See full disclosures for details.
Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice.
Federally Insured by NCUA | Equal Opportunity Lender
Personal Loans FAQs
Do I have to be a member to apply for a loan?
No, you don’t need to become a member to apply. However, should you choose to move forward with your loan, you’ll need to become a member. It only takes a few minutes – anyone can apply!
Do I need to submit collateral for a personal loan?
No. Personal loans are unsecured, meaning you don’t need to put up collateral like a house or a car to secure your loan.
Make a Payment
Pay your Service One Credit Union loan with a debit card or ACH from another financial institution.
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