Access Extra Cash
Service One Credit Union personal loans and lines of credit offer low, fixed rates to help you handle life’s necessities.
Use these funds to pay for a major purchase, family vacation, or unexpected expense.
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Borrow up to $25,000 with no collateral |
Competitive fixed rates |
Easy and fast application process |
No application fees |
No prepayment penalties |
Personal Loan
Paid in a single disbursement. Can be used how you need including consolidating debt.
Line of Credit
Personal Line of Credit is an open-ended term loan, which means you can access your funds when needed over time.
Competitive Interest Rates
Save money while getting the funds you need.
Personal Loans FAQs
Do I have to be a member to apply for a loan?
No, you don’t need to become a member to apply. However, should you choose to move forward with your loan, you’ll need to become a member. It only takes a few minutes – anyone can apply!
Do I need to submit collateral for a personal loan?
No. Personal loans are unsecured, meaning you don’t need to put up collateral like a house or a car to secure your loan.
Make a Payment
Pay your Service One Credit Union loan with a debit card or ACH from another financial institution.
Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice.