We have received reports of a scam call to members offering a $100 Gift Card for information on their account; this is not from our Associates. Please call us at 270-796-8500 to report a call. Remember: Do not give out personal information, bank logins, or SSNs when someone calls or messages you. Legitimate businesses will never contact you requesting this information.

Service One Credit Union icon Service One Credit Union Go to main content Open an Account Apply for a Loan

Lifestyle Loans

 Designed to Fit Your Needs

Every member has a unique lifestyle and we understand that sometimes there are extra expenses. You may need help getting some extra money.

Your family is home most of the time now, so make your backyard space enjoyable with a nice relaxing area!

We make the process easy so you don’t have to turn to high-interest credit cards or payday loans. Lifestyle Loans are designed to fit your need, whether it’s for an unexpected life event or something more, Lifestyle Loans are ideal for a variety of items, including (but not limited to):

  • Education
  • Wedding
  • Vacation
  • Computer purchase
  • Musical instruments
  • Taxes
  • Auto repairs
  • Home repairs
  • Heating and Air Conditioning Repair
  • Landscape
  • Veterinarian expenses
  • Funeral expenses
  • Debt consolidation
  • Dentistry or orthodontics
  • Vision correction
  • Cosmetic procedures
  • Other health-related procedures
  • Adoption or childbearing expenses
  • Whatever your lifestyle demands!

Vet and dog

Complete the Easy Application

  • Loan amounts up to $25,000 (with no collateral required)
  • Terms up to 60 months
  • Fixed, affordable payments
  • Competitive interest rates
  • No application fees

If you have questions and need to speak with a lender, please call 270-796-8500 or email us.

Ready Reserve Loans

 Ready Reserve Personal Line of CreditEmergency Fund

Funds are ready when unexpected things happen.

Sometimes you need a little extra help between paydays! Ready Reserve is easily available, withdraw cash from this line of credit when you need it. Ask an associate how to get your reserve funded!


 Savings Secured & Certificate Secured Loans

Pledge the funds in your savings or certificate as collateral for a low-rate loan.

Secure your loan and keep your certificate and savings untouched.


 Sign Documents Electronically

Safely sign loan documents and forms electronically.

If your day is too busy to visit a Service One location, or perhaps you are not in town, you can still easily sign your loan documents. Ask a Service One associate today about our free e-Signature feature.

Just one more way that Service One is working hard to be Member Focused, Service Driven.

Go to main navigation