Low Interest Rate all Year on Credit Card

Shift high-interest card balances to a Service One credit card that offers a low APR* of 3.99%. You can transfer your balance to a Service One credit card and pay No Transfer Fee, No Annual Fee, and get Cash Rewards! Lock in the 3.99% interest rate for 12-months! 

Apply Here 

*APR=Annual Percentage Rate. Promotional rate is for balance transfers completed within the first 90 days of account opening and will remain in effect for 12-months after account opening. After the promotional period ends, the APR is a variable rate based on your creditworthiness ranging from 9.75% to 17.75%. Membership and credit-granting criteria apply. New cardholders only. Existing Service One cardholders are not eligible for a 3.99% APR promotional rate. Offer may end at any time without prior notice.


Round Up Savings

Roundup $avings

Make a change and save the change! 

It's so easy! Every purchase you make with your Service One debit card is "rounded-up" to the next dollar and you save the change! The difference is withdrawn from your checking account and automatically deposited to your savings account.  It is a simple and easy way to save for your short-term or long-term goals.

Questions?   See FAQs or Call us at (270) 796-8500 or toll-free (800) 759-8500.

Learn More


Dog working on computer

In a few weeks, we will move to a new Home Branch provider to bring you a better and more stable platform. We appreciate your comments and patience with our Home Branch glitches. Please allow us time to work with our current Home Branch provider. You will have a completely different experience with our new provider. You may contact me directly at rstone@socu.com. If we can assist you now, please contact us by phone or through Voice of the Member email here.

Voice of the Member

Rebecca Stone, President/CEO


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