Certificates
NOTE: For all certificates, early withdrawal of any of the principal funds before the maturity date will cost a penalty equal to 90-180 days of dividends. For more information, please visit our Agreements and Disclosures.
| Promotional | |
| Investment | APY* |
| 9-Month Certificate, Minimum Balance $1,000 | 3.00% |
| High Yield Certificate and IRA Certificate Accounts | |
| Investment | APY* |
| 3 months, $500 minimum | 2.00% |
| 6 months, $500 minimum | 2.00% |
| 12 Months, $500 minimum | 2.50% |
| 18 Months, $500 minimum | 2.50% |
| 24 Months, $500 minimum | 2.60% |
| 30 Months, $500 minimum | 2.50% |
| 36 Months, $500 minimum | 2.50% |
| 48 Months, $500 minimum | 2.50% |
| 60 Months, $500 minimum | 2.50% |
| *APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals. | |
| IRA Traditional, Roth, and Coverdell Education Savings | |
| Investment | APY* |
| 0 to $9,999.99 | 0.15% |
| $10,000 to $49,999.99 | 0.20% |
| $50,000 to $98,999.99 | 0.25% |
| $99,000 and greater | 0.30% |
| *APY = Annual Percentage Yield. Rates may change after account is opened. | |
| Add-On Certificate | |
| Investment | APY* |
| Add-On | 2.00% |
Accounts
Tiered Dividend rates on Choice and Choice Plus accounts.
| Choice Plus | |
| Investment | APY* |
| Choice Plus | |
| 0 to $24,999.99 | 1.00% |
| $25,000 and greater | 0.10% |
| *APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals. | |
| Choice | |
| Investment | APY* |
| Choice | |
| All | 0.10% |
| *APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals. | |
Money Market
| Money Market | |
| Investment | APY* |
| $2,500.00 to $24,999.99 | 0.50% |
| $25,000.00 to $99,999.99 | 0.75% |
| $100,000.00 to $249,999.99 | 1.00% |
| $250,000.00 and greater | 1.25% |
| *APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals. | |
Savings
| Member Savings | |
| Investment | APY* |
| Member Savings | |
| $25.01 and up | 0.11% |
| *APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals. | |
| Young Savers Accounts | |
| Investment | APY* |
| ($25 minimum to earn the stated APY) | |
| $25.01 and greater | 0.11% |
| *APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals. | |
| Holiday Club | |
| Investment | APY* |
| Holiday Club | |
| No minimum balance to open | 0.05% |
| *APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals. | |
Business
Earning dividends with daily balances over $500
| Savings | |
| Investment | APY* |
| All | 0.11% |
| *APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals. | |
| Checking | |
| Investment | APY* |
| $1,000.00 to $2,499.99 | 0.07% |
| $2,500.00 to $14,999.99 | 0.07% |
| $15,000.00 to $24,999.99 | 0.14% |
| $25,000.00 to $49,999.99 | 0.14% |
| $50,000.00 to $74,999.99 | 0.21% |
| $75,00000 to $99,999.99 | 0.21% |
| $100,000.00 to $ 199,999.99 | 0.28% |
| $200,000.00 to $249,999.99 | 0.28% |
| $250,000.00 and greater | 0.35% |
*Product offers, rates, terms, and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our website which may be beyond our control, Service One Credit Union cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call any Service One Credit Union location.
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