Savings

Member Savings
InvestmentAPY*
Member Savings
$25.01 and up 0.11%
*APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.

Young Savers Accounts
InvestmentAPY*
($25 minimum to earn the stated APY)
$25.01 and greater 0.11%
*APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.

Holiday Club
InvestmentAPY*
Holiday Club
No minimum balance to open 0.05%
*APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.

Accounts

Tiered Dividend rates on Choice and Choice Plus accounts.

Choice Plus
InvestmentAPY*
Choice Plus
0 to $24,999.99 0.50%
$25,000 and greater 0.10%
*APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.

Choice
InvestmentAPY*
Choice
All 0.10%
*APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.

Money Market

Money Market
InvestmentAPY*
$2,500.00 to $24,999.99 0.10%
$25,000.00 to $99,999.99 0.25%
$100,000.00 to $249,999.99 0.40%
$250,000.00 and greater 0.65%
*APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.

Business

Earning dividends with daily balances over $500

Savings
InvestmentAPY*
All 0.11%
*APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.

Checking
InvestmentAPY*
$1,000.00 to $2,499.99 0.07%
$2,500.00 to $14,999.99 0.07%
$15,000.00 to $24,999.99 0.14%
$25,000.00 to $49,999.99 0.14%
$50,000.00 to $74,999.99 0.21%
$75,00000 to $99,999.99 0.21%
$100,000.00 to $ 199,999.99 0.28%
$200,000.00 to $249,999.99 0.28%
$250,000.00 and greater 0.35%

Certificates

NOTE: For all certificates, early withdrawal of any of the principal funds before the maturity date will cost a penalty equal 90 days of dividends. For more information, please visit our Agreements and Disclosures.

High Yield Certificate Accounts
InvestmentAPY*
3 months, $500 minimum 0.16%
6 months, $500 minimum 0.16%
12 Months, $500 minimum 0.31%
18 Months, $500 minimum 0.41%
24 Months, $500 minimum 0.41%
30 Months, $500 minimum 0.41%
36 Months, $500 minimum 0.61%
48 Months, $500 minimum 0.66%
60 Months, $500 minimum 0.71%
*APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.

IRA Traditional, Roth, and Coverdell Education Savings
InvestmentAPY*
0 to $9,999.99 0.15%
$10,000 to $49,999.99 0.20%
$50,000 to $98,999.99 0.25%
$99,000 and greater 0.30%
*APY = Annual Percentage Yield. Rates may change after account is opened.

Add-On Certificate
InvestmentAPY*
Add-On 0.26%

*Product offers, rates, terms, and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our website which may be beyond our control, Service One Credit Union cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call any Service One Credit Union location.

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