We have received reports of a text message being sent to members requesting sensitive information; this is not an approved message from our Associates. Please call us at 270-796-8500 to report a message. Remember: Do not give out personal information, bank logins, or SSNs when someone calls or messages you. Legitimate businesses will never contact you requesting this information.

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Discount Tickets

Western Kentucky University Red Towel waving

As a valued member, Service One Credit Union would like to invite you out to enjoy your WKU Hilltoppers. Please enjoy these discounted Football tickets as our way of saying "Thank You" for your continued support. Remember to bring your red towel!


Select your date below for discount tickets.

September 24 

October 1

October 21

October 29

November 12


Holiday World theme park

Service One Exclusive Holiday World Discount Tickets 

Take a short day trip to Holiday World with family and friends to create memories for a lifetime. And get in with discount tickets. No worries about parking, soft drinks, or sunscreen, it is all free!

Enjoy "Mammoth" World's Largest Water Coaster, "Thunderbird" America's Only Launched Wing Coaster, and there is plenty of fun for the little ones too!

  • Free Soft Drinks 
  • Free Sunscreen 
  • Free Parking

Visit Holiday World Fun Club

Please log in with the following to get your discount tickets.  Have Fun!

User Name:  Holiday2058

Password:  World2058

Tennessee Titans Discount Tickets

Tennessee Titans Discount Ticket  

Score some discount tickets.

Enjoy an exclusive ticket offer for select Titans games this season saving up to $25 per ticket!

Don't fumble the chance for a fun day at the Titans game with family and friends.

  • Sunday, October 23 at 12 pm vs. Colts
  • Sunday, November 13 at 12 pm vs. Broncos
  • Sunday, November 27 at 12 pm vs. Bengals
  • Sunday, December 11 at 12 pm vs. Jaguars
  • Saturday, December 24 at 12 pm vs. Texans

Rush to Get Your Discount Tickets Today

Use special code SOCU for your discount.  Enjoy the games!  

Culture Wheel

Benefits provided by credit unions

Since credit unions are not-for-profit financial institutions, we can focus on delivering better services for our member-owners. We can pour our earnings into providing you with special member benefits — including better rates, products, services, and discounts.

You can benefit from this in a variety of ways, such as more forgiving qualification standards. If you don't have a credit history or do but it's damaged, you could have serious trouble scoring a credit card or loan with a low rate from a bank. Credit unions are more forgiving of people in this position and offer personally tailored service that recognizes that you are an individual, not an account number.

When you become a member, your benefits stay with you for life. Whether you change jobs, graduate, move or retire, you can still enjoy all that Service One membership offers. 

We love giving back to our communities!

We give back

We give back profits to you in the form of higher interest rates on products like CDs and savings accounts. We charge lower fees than most other financial institutions. And remember, credit union profits come right back to members in the form of dividends and higher returns on savings. That means the credit union is working for you! 

Our associates also volunteer their time in the community for charities and non-profit organizations. Giving back is very important to us and our families. 

Family dreaming of house, car, teddy bear and bike.

Lower loan interest rates

If you are dreaming of a new home, car or bike, or even a teddy bear, Service One has great rates. You can apply online and get a quick response. 

The price to borrow money from a credit union, known as the interest rate or APR, is typically lower than it would be from a bank. Look over our rates!

Beagle dog using a computer


We partner with TruStage Insurance to offer you several insurance opportunities. As a Service One Member, you can receive discounted rates on homeowners, auto, and life insurance.

The TruStage Auto & Home Program gives you access to instant quotes and a potential discount. And you could save even more if you combine policies. Get free quotes from a licensed agent. A licensed agent is ready to help you find the right insurance. Just friendly, helpful advice with no sales pressure.

We recently added mechanical repair insurance.

Male college student carrying a stack of books.






Teens and Young Adults

Get your free checking account and use our app to keep track of your money!

Scholarship Opportunities - High School Seniors and WKU Returning Students

High school seniors planning to attend Southcentral Kentucky Community and Technical College (SKYCTC) or Western Kentucky University (WKU) may apply for a Service One scholarship. We award four (4) $1,000 scholarships to High Schools Seniors who are members or families of members of Service One. Check back in February to apply.

Service One awards a total of $10,000 to members who are returning WKU students and are members or family of members of Service One. Check back in April to apply.

If you need financial help through college, we can help with our student loans.


Mobile Banking Image

NXG Strategies

Good News! Service One Credit Union has partnered with NXG Strategies to bring the next generation in checking account benefits to protect members and their lifestyle, all as part of Choice and Choice Plus Checking, with instant-issue debit cards available at all locations.

Hey, our cell phones are an important part of life so Mobile Phone Coverage is a great benefit and is included in our Choice Plus Checking. And, so is Savings on Travel, Dining, and Shopping!

Lots of coins to be sorted










Have coins to sort and deposit?

Our ByPass Branch location has a coin counter for our members.  You can sort your coins and get a total to deposit or receive cash back. Stop by with your spare change and see how much you have saved.

Co-Op Shared Branch

Nationwide Access to nearly 30,000 ATMs! 

If you plan to travel, check out the ATMs in your destination area in case you need access to cash. 


Shared Branching Network


Nationwide ATM Access

A nationwide network of nearly 30,000 surcharge-free ATMs, 9,000+ which take deposits. ATM terminals within the network can be found at many credit unions and select retail locations including 7-Eleven®, Walgreens, and Costco®.

CO-OP Shared Branch

Hundreds of credit unions have joined together in a cooperative effort to bring a new level of convenience to members. You can access your accounts and conduct business nationwide at any of the participating credit union locations within the CO-OP Shared Branch network, just as if you were at your online branch.


Auto and Home Insurance

Credit union members may qualify for special discounts on home and auto insurance.

Find out how much you could save if you switch. Combine your coverage with another car or home policy, and you could save even more.

Discount for credit union members. The TruStage Auto & Home Program gives you access to instant quotes and a potential discount. And you could save even more if you combine policies.

Get free quotes from a licensed agent. A licensed agent is ready to help you find the right insurance. Just friendly, helpful advice with no sales pressure.

Learn More

Guaranteed Asset Protection

Don’t let a wrecked vehicle wreck your finances. Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan. A good rule of thumb is to assume your new vehicle will depreciate more than 20% after the first year you own it, half of which occurs the minute you drive it off the lot. This leaves a gap between what you owe on your loan and the value of your vehicle if it’s deemed a total loss due to an accident or theft. Our GAP program may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan. Contact us today to learn more about adding GAP to your vehicle loan so you can worry less about tomorrow. Please check with an associate to get GAP on your vehicle!

Life Insurance

TruStage makes it easy to apply for up to $300,000 of term life insurance. Just answer a few questions for an instant decision. If approved, buy completely online—in about 10 minutes. It’s that simple!

  • No medical exam or intrusive tests
  • No waiting—if approved, you're covered when your first payment processes
  • Income-tax free money for your beneficiaries

Protection when you need it most. Term life insurance could be an affordable way to help protect your family from the loss of your income if you were to die unexpectedly.

Learn More

AD & D Insurance

Member-Only Insurance Programs.  Inquire about the special insurance programs offered by your credit union.

Service One offers $2,000 of free Accidental Death & Dismemberment (AD&D) Insurance to members. As a valued member, you can apply for competitively-priced insurance to help protect you and your family. To claim this AD&D insurance, or to purchase extra coverage, please click the button below:

Accidental Death & Dismemberment Insurance


When you Refer-A-Friend to become a member, you both could earn $100*!

Your Service One Credit Union membership allows you flexible banking products and services and better rates on loans & savings, and there are many free perks available.

With a simple referral, your friends can enjoy the same financial experience too!

We invite you to refer someone you know -- a friend, family member, or co-worker -- to Service One. If you have a family member, friend, or neighbor who is looking for a checking account, you can earn $100* for referring them to Service One and they can earn $100 just for taking your advice!Refer A Friend and Earn $100


Access the Form 


Every friend you refer who joins with the approved form and opens a checking account with direct deposit earns you $100! And your friends? They start a great new banking relationship with Service One. Plus, they will receive $100 in their new account too! 


Referred Friend

Referring Member

Receive $100 in their account* Earn $100 when you Refer-A-Friend



Refer-A-Friend FAQs


More questions? Call us at 800-759-8500 or stop by your local branch. We’re happy to help!




*Offer good until February 15, 2023. Service One Credit Union reserves the right to withdraw this offer at any time. However, any cancellation or modification will not affect bonuses for accounts already opened that have not yet met the sixty (60) day requirement.  For both parties to receive the $100 bonus, the referred new member will (1) need to be age 18 or older, (2) need to open a Checking Account with a minimum monthly direct deposit of $500 per month, and (3) the referral form must be completed with the referring member identified at the time of account opening.  Program is available only to existing members with a depository or savings account with us. Program payout limit of $500 total per member can be earned per calendar year. If the referring form is not completed and the referring member was not identified at the time of account opening, no bonus will be awarded. Bonuses are considered miscellaneous information and may be reportable to you and the IRS on Form 1099-MISC (or Form 1042-S, if applicable). SOCU associates, volunteers, and their immediate family members are not eligible. We reserve the right to disqualify any referrals in circumstances where we reasonably believe they were not sent to us in good faith. Other terms and conditions may apply. Due to the confidential nature, we cannot disclose any information about qualifying accounts opened by Refer-A-Friend you invite.

SOCU community shred day 2022 - Nov. 5Bring items to be shredded!

Join us on November 5th for our Annual Shred Day

9 am to 12 pm

Paper items only.

Stop by one of the locations below: 


1609 Campbell Lane, Bowling Green, KY 42101

116 Ensminger Drive, Glasgow, KY 42101



While this event is free to the public, we do offer the option to give a donation for this service.  100% of the donations obtained from Shred Day 2022 will go directly to these organizations:

The Buddy House

Down Syndrome Logo

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