Mobile phones displaying credit score information

STAYING ON TOP OF YOUR CREDIT HAS NEVER BEEN EASIER

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education.

Take control of your credit—right from your Service One online or mobile banking platform! Our new Credit Score tool is your all-in-one credit score solution, designed to help you stay informed, track progress, and build a better financial future.

You can do this ANYTIME and ANYWHERE and for FREE.

 

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What You Get with this new tool

Free Access to Your Credit Score
View your updated VantageScore® from TransUnion with no impact to your credit.

Real-Time Credit Monitoring
Get alerts when your score changes or when new activity hits your report.

Personalized Tips & Insights
Learn how to improve your score with actionable steps tailored to your credit profile.

Credit Score Simulator
Explore “what-if” scenarios—like paying off a credit card or taking out a loan—to see how they might impact your score.

Pre-Qualified Offers
Receive Service One loan offers you’re eligible for—no hard inquiry required.


How to Get Started

  1. Log in to your online banking or open the Service One mobile app

  2. Tap on "Credit Score"

  3. Instantly view your score and credit dashboard—free and secure

YOUR CREDIT SCORE. DAILY. AND SECURE.

Access your credit score and report in our mobile app and online banking.

 
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Frequently Asked Questions

  • Service One provides a free credit score and financial tool available through your Service One online and mobile banking. It gives you real-time access to your credit score, personalized financial tips, credit monitoring, and more—all without impacting your credit.

  • Nope! The Credit Score tool is completely free for Service One members who use online or mobile banking.

  • Not at all. Checking your score through the tool is considered a “soft pull,” so it won’t impact your credit.

  • Your credit score and report are updated every seven days when you log in to your digital banking account.

  • You can access the Credit Score tool through the dashboard on your online banking or the mobile app. Just look for the "Credit Score” section.

  • ·         Your VantageScore® from TransUnion

    ·         A breakdown of what’s affecting your credit

    ·         Alerts for changes to your credit report

    ·         Credit score simulator

    ·         Tips for improving your score

    ·         Pre-qualified loan offers from Service One

  • Absolutely. This tool uses industry-standard encryption and security measures to keep your data safe and private.

  • We provide tools through the online banking platform to help you identify errors and dispute them directly with TransUnion. You can also reach out to Service One for guidance.

  • Members are automatically enrolled, you don’t have to do any extra setup work.

    1. Open the Credit Score tool and click “Resources”.

    2. Find the “Profile Settings” and click “View Now”

    3. Scroll to the very bottom and click on “Deactivate Credit Score Account.”

      If you ever change your mind, ask a Service One associate to help you re-enroll.