We have received reports of a text message being sent to members requesting sensitive information; this is not an approved message from our Associates. Please call us at 270-796-8500 to report a message. Remember: Do not give out personal information, bank logins, or SSNs when someone calls or messages you. Legitimate businesses will never contact you requesting this information.

Saturday, June 10th, online banking will be unavailable from 7 PM until 2 AM Central Time due to maintenance. We apologize for any inconvenience and appreciate your understanding.

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Upgrade to better banking: Free Plus Membership

Make the most of your money! Our new Free Plus checking account enhances your membership with Identify Theft Protection, Loan Discounts and more.

Get Free Plus

Already a member? Upgrade your account.

FREE PLUS Membership: $0 Monthly Fee, $0 Balance Required, ID Theft protection, Credit Monitoring Loan Discounts, Credit Building
Service One Logo Free
No minimum balance checking $0
$50 to open
$50 to open
Monthly maintenance fee $0 $8.00
Earn interest checkmark checkmark
Identity theft protection* checkmark checkmark
Dark web monitoring* checkmark checkmark
Credit monitoring* checkmark checkmark
Personal loan rate discount checkmark checkmark
Auto loan rate discount checkmark checkmark
Financial planning checkmark checkmark
Savings package   Savings on Travel, Dining and Shopping
Mobile phone coverage   checkmark

Our Free Plus Account helps you plan for and recover from the effects of identity theft.


What Our Members Say

quote mark

Service One Credit Union has the best customer service around. I’ve always been impressed with the friendliness of the staff.

Belle R.

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Great place to do business. Friendly staff and they also have good deals with saving accounts and CD's. Highly recommended my me.

Dwight V.

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Excellent customer service with CD acquisition and funds transfer

Robert C.

Additional Benefits

Debit Card Instant Issue VISA Debit Card

Electronic Bill Pay

Easy External Transfers

Member-to-Member Transfers

Online and Mobile Banking

 Mobile Check Deposit

Free Check Images

Monthly eStatements

Debit Card Courtesy Pay

Mobile Wallet

Account/Debit Card Alerts

Over 40,000 Free ATMs Nationwide

*Terms and Conditions. APY = Annual Percentage Yield. This Account includes an APY of 0.10% as of May 1, 2023. The minimum balance required to open this Account is $50.00. No transaction limitations apply to this Account. One membership Share account is required per primary member.

nxg|PROTECT: You may be eligible for these services based on your account relationship with Service One Credit Union. For additional details about the services, including terms, conditions, and limitations, please visit socu.nxgstrategies.com. MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. For additional details about the services, including terms, conditions, and limitations, please visit socu.nxgstrategies.com.

Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future.

Loan Discount terms: Loans are eligible for 0.25% discount for auto pay from a SOCU deposit account.

Get Started

Upgrade to Free Plus Membership
Activate a free checking account with no monthly maintenance fee.
There is a $50 deposit required for new accounts, no deposit required for existing accounts.

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