Upgrade to better banking: Free Plus Membership
Make the most of your money! Our new Free Plus checking account enhances your membership with Identify Theft Protection, Loan Discounts and more.
Already a member? Upgrade your account.

Make the most of your money! Our new Free Plus checking account enhances your membership with Identify Theft Protection, Loan Discounts and more.
Already a member? Upgrade your account.
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Free Plus |
Choice Plus |
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No minimum balance checking | $0 $50 to open |
$0 $50 to open |
Monthly maintenance fee | $0 | $8.00 |
Earn interest | ![]() |
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Identity theft protection* | ![]() |
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Dark web monitoring* | ![]() |
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Credit monitoring* | ![]() |
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Personal loan rate discount | ![]() |
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Auto loan rate discount | ![]() |
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Financial planning | ![]() |
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Savings package | Savings on Travel, Dining and Shopping | |
Mobile phone coverage | ![]() |
Our Free Plus Account helps you plan for and recover from the effects of identity theft.
You are eligible for more benefits from Service One Credit Union!
Signing up is simple.
Already a member? Upgrade your account.
Service One Credit Union has the best customer service around. I’ve always been impressed with the friendliness of the staff.
Belle R.
Great place to do business. Friendly staff and they also have good deals with saving accounts and CD's. Highly recommended my me.
Dwight V.
Excellent customer service with CD acquisition and funds transfer
Robert C.
Debit Card Instant Issue VISA Debit Card
Electronic Bill Pay
Easy External Transfers
Member-to-Member Transfers
Online and Mobile Banking
Mobile Check Deposit
Free Check Images
Monthly eStatements
Debit Card Courtesy Pay
Mobile Wallet
Account/Debit Card Alerts
Over 40,000 Free ATMs Nationwide
*Terms and Conditions. APY = Annual Percentage Yield. This Account includes an APY of 0.10% as of May 1, 2023. The minimum balance required to open this Account is $50.00. No transaction limitations apply to this Account. One membership Share account is required per primary member.
nxg|PROTECT: You may be eligible for these services based on your account relationship with Service One Credit Union. For additional details about the services, including terms, conditions, and limitations, please visit socu.nxgstrategies.com. MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. For additional details about the services, including terms, conditions, and limitations, please visit socu.nxgstrategies.com.
Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future.
Loan Discount terms: Loans are eligible for 0.25% discount for auto pay from a SOCU deposit account.
Upgrade to Free Plus Membership
Activate a free checking account with no monthly maintenance fee.
There is a $50 deposit required for new accounts, no deposit required for existing accounts.