Certificates
NOTE: For all certificates, early withdrawal of any of the principal funds before the maturity date will cost a penalty equal to 90-180 days of dividends.
For more information, please visit our Agreements and Disclosures.
Promotional
| Share Certificate | APY** |
|---|---|
| 15-Month Certificate, Minimum Balance $1,000 | 4.00% |
High Yield Certificate and IRA Certificate Accounts
| Investment | APY** |
|---|---|
| 3 months, $500 minimum | 2.05% |
| 6 months, $500 minimum | 2.55% |
| 12 Months, $500 minimum | 3.15% |
| 18 Months, $500 minimum | 3.30% |
| 24 Months, $500 minimum | 3.30% |
| 30 Months, $500 minimum | 3.30% |
| 36 Months, $500 minimum | 3.30% |
| 48 Months, $500 minimum | 3.15% |
| 60 Months, $500 minimum | 3.15% |
**APY = Annual Percentage Yield. Rates may change after account is opened.
IRA Traditional, Roth, and Coverdell Education Savings
| Investment | APY** |
|---|---|
| 0 to $9,999.99 | 0.15% |
| $10,000 to $49,999.99 | 0.20% |
| $50,000 to $98,999.99 | 0.25% |
| $99,000 and greater | 0.30% |
**APY = Annual Percentage Yield. Rates may change after account is opened.
Add-On Certificate
| Investment | APY** |
|---|---|
| Add-On (6 month) | 2.55% |
Accounts
Choice Plus
| Investment | APY** |
|---|---|
| 0 to $25,000.01 | 1.00% |
| $25,000.01 and greater | 0.10% |
**APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.
Free Plus
| Investment | APY** |
|---|---|
| All | 0.10% |
**APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.
Money Market Accounts
Money Market
| Investment | APY** |
|---|---|
| $2,500.00 to $24,999.99 | 0.50% |
| $25,000.00 to $99,999.99 | 0.75% |
| $100,000.00 to $249,999.99 | 1.00% |
| $250,000.00 and greater | 1.25% |
**APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.
| Investment | APY** |
|---|---|
| $0.01 to $99,999.99 | 0.25% |
| $100,000.00 to $249,999.99 | 1.50% |
| $250,000.00 to $399,999.99 | 3.00% |
| $400,000 and greater | 4.00% |
**APY = Annual Percentage Yield. Rates may change after account is opened.
Savings
Member Savings
| Investment | APY** |
|---|---|
| $0.01 and up | 0.11% |
**APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.
Young Saver Accounts
| Investment | APY** |
|---|---|
| $0.01 and up | 0.11% |
**APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.
Holiday Club
| Holiday Club Account | APY** |
|---|---|
| No minimum balance to open | 0.05% |
**APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.
Business
Earning dividends with daily balances over $500
Savings
| Business Savings | APY** |
|---|---|
| All | 0.11% |
**APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.
Checking
| Business Checking | APY** |
|---|---|
| $1000.00 to $14,999.99 | 0.07% |
| $15,000.00 to $44,999.99 | 0.14% |
| $50,000.00 to $99,999.99 | 0.21% |
| $100,000.00 to $ 249,999.99 | 0.28% |
| $250,000.00 and greater | 0.35% |
**APY = Annual Percentage Yield. Rates may change after account is opened. A penalty may be imposed for early withdrawals.
*Product offers, rates, terms, and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our website which may be beyond our control, Service One Credit Union cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call any Service One Credit Union location.
*Product offers, rates, terms, and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our website which may be beyond our control, Service One Credit Union cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call any Service One Credit Union location.
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