Financial Goal Setting & Budgeting
Financial Goal Setting & Budgeting
Balancing immediate lifestyle choices with future financial security requires a flexible framework that adapts to your personal priorities.
This session introduces the practical 50/30/20 budgeting rule, along with the SMART criteria, illustrating how to comfortably divide your monthly income between essential living needs, personal wants, and critical savings or debt repayment. You will walk away knowing how to adjust these percentages to fit your unique timeline, protect yourself against unexpected expenses, and keep every dollar working productively toward your top financial goals.
Watch the workshop on Demand
Resources for the workshop:
Group Classes & personal Coaching
Looking for Personalized Financial Guidance?
Mastering your finances is a journey, but you don't have to walk it alone. Our workshop facilitator, Nick Kitchens, is a Certified Credit Union Financial Counselor (CCUFC) and Service One’s Community Development Manager. Nick provides free, one-on-one coaching to help you hit your personal goals, and he also hosts customized financial literacy classes for local civic groups, classrooms, and businesses.
Get in touch with Nick today to schedule your one-on-one session or book a group presentation:
📧 Email: nkitchens@socu.com
📞 Phone: 270-796-8500 ext. 2003
