Managing Debt
Managing Debt
Debt can influence far more than just your bank account, often causing unwanted stress and stalling personal goals like buying a home.
This workshop provides a clear starting point by helping you accurately assess what you owe, map out your debt-to-income ratio, and differentiate between secured and unsecured obligations. By establishing a clear picture of your current financial health, you will walk away with a personalized, stress-reducing budget that prioritizes your essential needs and sets up a sustainable path forward.
Watch the workshop on Demand
Resources for the workshop:
Group Classes & personal Coaching
Looking for Personalized Financial Guidance?
Mastering your finances is a journey, but you don't have to walk it alone. Our workshop facilitator, Nick Kitchens, is a Certified Credit Union Financial Counselor (CCUFC) and Service One’s Community Development Manager. Nick provides free, one-on-one coaching to help you hit your personal goals, and he also hosts customized financial literacy classes for local civic groups, classrooms, and businesses.
Get in touch with Nick today to schedule your one-on-one session or book a group presentation:
📧 Email: nkitchens@socu.com
📞 Phone: 270-796-8500 ext. 2003