Make Quick Payments Using Your Cards or eCheck

Too busy to get this month's Service One payment in the mail? No worries.

Pay a loan or credit card with a debit card.

You can pay securely, anytime, after you create your user account.

Sign on to pay your credit card, vehicle, personal, or line of credit loan when it works for you, and your payment will be credited the next business day. There's no charge when you pay your loan using eCheck, and only a $4.95 fee for using your credit or debit card.

Be sure to have your member number and loan number available along with your credit/debit card or checking account information. Your member number and loan number can be found on your Service One statement or by contacting us.


Disclaimer -* Online Payment Convenience Fee of $4.95 applies for payments made by debit card.

Loan Payments: If you are impacted by the coronavirus and are unable to make your loan payment, please contact us to discuss available financial loan options. We will work with you to provide the best option for you and your budget.

Service One has several loan products to meet your needs. We work with our members to help determine the best loan for your lifestyle.


We can help finance your first home with Service One. Your loan can stay local with low closing costs and up to 100% financing and no required PMI. Check out our video on the Home Loans page. CJ Bush will answer questions you may have on purchasing a home.

Fixed and adjustable rates loans are available for home buying and refinancing. With great rates and low closing costs, you can’t go wrong.

Service One’s Adjustable Rate Mortgages (ARMs) offer a one-of-a-kind mortgage for your one-of-a-kind home. Our 10/10 Adjustable Rate Mortgage has an attractive locked rate for the first 10 years; then it adjusts every 10 years after that. ARMs are great if you don’t plan to stay in your home very long or if you expect your income to rise within the next few years. ARMs are also great for refinancing that higher rate mortgage into a new lower-rate loan.

Service One also offers other ARM products such as our 1/1, 3/3, and 5/5 terms. With low down payments and no Private Mortgage Insurance (PMI), our ARMs are a great choice.

Personal Loans (Lifestyle Loans)

Are you looking for a little extra money to make a purchase, consolidate debt, auto repairs or for something else? Our Lifestyle Financial Loans fit the bill! You can borrow up to $25,000 with no collateral for up to 66 months.

Business Loans

Service One now has business loans to help our members with their business needs. Service One is partnering with Cooperative Business Services (CBS) to make business loans available to both members and our community.

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