Loans

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Make Quick Payments Using Your Cards

Pay your Service One loan or credit card with a debit card. You can securely pay your credit card, auto loan, personal loan or line of credit when it’s convenient for you. There's only a $4.95* fee for using this service and your payment will be credited the next business day. Create your user account to make your payment today.

PAY BY DEBIT CARD*  Disclaimer -* Online Payment Convenience Fee of $4.95 applies for payments made by debit card.


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Mortgages

We can help finance your first home with Service One. Your loan can stay local with low closing costs and up to 100% financing and no required Private Mortgage Insurance (PMI).  CJ Bush (270-599-0646) or Tashina Ashley (270-904-8550) will answer questions you may have on purchasing a home.

Fixed and adjustable-rate loans are available for home buying and refinancing. With great rates and low closing costs, you can’t go wrong.


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Personal Loans (Lifestyle Loans)

Every member has a unique lifestyle and we understand that sometimes there are extra expenses. You may need help getting some extra money.

Need a little extra money to make a purchase, medical expenses, consolidate debt, auto repairs, or for something else? Our Lifestyle Loans fit the bill! We make the process easy so you don’t have to turn to high-interest credit cards or payday loans.

Our Lifestyle Financial Loans fit the bill!  

  • Loan amounts up to $25,000 (with no collateral required)
  • Terms up to 60 months
  • Fixed, affordable payments
  • Competitive interest rates
  • No application fees

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Business Loans

Service One now has business loans to help our members with their business needs. Service One is partnering with Cooperative Business Services (CBS) to make business loans available to both members and our community.

This account comes with a free Service One Visa Business Debit Card, free mobile/online access, and a tiered dividend structure on daily balances over $1,000.


           Contact:

             Greg Seaton at 270-904-0998 or by email gseaton@socu.com

             Ralph Addison at 270-904-8551 or by email raddison@socu.com

             Jason Ross at 270-599-0471 or by email at jross@socu.com

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