Service One Credit Union icon Service One Credit Union Go to main content
Member Login
Become a Member Apply for a Loan

GET MORE FROM YOUR CHECKING ACCOUNT!

FREE with every SOCU Personal Checking Account 

 Instant Issue VISA Debit Card

Online and Mobile Banking

  Debit Card Courtesy Pay

 Electronic Bill Pay

 Mobile Check Deposit

 Mobile Wallet

 Easy External Transfers

 Free Check Images 

 Account/Debit Card Alerts

 Member to Member Transfers

 Monthly eStatements

 Over 40,000 Free ATM's nationwide

Already have an SOCU checking account and looking to switch? Call us at 270-796-8500. 

Which Checking Account Is Best For You?

Choice Plus

A great choice for those who want a premium interest rate on their checking account balance.

  • Earn Premium Interest,
    • •Tiered Dividends 0-$25,000=.50%
    • •Over $25,000 = standard dividends
  • Fully Managed Identity Theft Recovery
  • Dark Web Monitoring
  • Credit Monitoring
  • Discount on Installment Loan Rates
  • Mobile Phone Coverage
  • Savings on Travel, Dining, and Shopping
  • Requires direct deposit of $500 or more
  • $8.95 Monthly Maintenance

Choice

The right choice for individuals who want a competitive interest rate on their balances.

  • Earn Interest,
    • •0.10% dividend on balances
  • Fully Managed Identity Theft Recovery
  • Dark Web Monitoring 
  • Credit Monitoring
  • $4.95 Monthly Maintenance (waived with direct deposit of $500 or more)

Free Checking

An option for those who want a basic checking account.

  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • No Direct Deposit Requirement
  • Minimum $50 to Open 

Senior Checking

Specialized benefits for seniors 60 and over.

  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • Free Mailed Statement
  • No Direct Deposit Requirement
  • Minimum $50 to Open

Student Checking

A great choice for busy students on the go.

  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • Annual Scholarship Opportunities for Returning WKU Students
  • No Direct Deposit Requirement
  • Minimum $50 to Open

Teen Checking

For teens 13 to 17 learning how to budget and save.

  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • Annual WKU & SKYCTC Scholarship Opportunities for High School Seniors
  • No Direct Deposit Requirement
  • Minimum $50 to Open 

Security, Protection and Savings!

Service One Credit Union has partnered with NXG Strategies to bring you the next generation in checking account benefits to protect you and your lifestyle, all as part of Choice and Choice Plus Checking.
Mother and daughter with tablet
PROTECT can help you plan for and recover from the effects of identity theft as well as provide you with access to multiple proactive monitoring solutions.

SAVE presents discounts on shopping, dining, and travel right on your phone!

Mobile Phone Coverage provides mobile phone insurance to all phones owned by the primary account holder.

Learn More

 

Already a Choice and Choice Plus account holder? Access your benefits, Here

Digital Banking for Your Busy Lifestyle

Customize Your Dashboard - Create a dashboard and view all of your accounts in one location, even accounts at other financial institutions 

Account Alerts - Personalize the alerts you would like to receive.

Mobile Wallet - Easily pay for purchases with your phone.

Mobile Deposit - Make a deposit from your phone anytime from anywhere.

Bill Pay - Pay bills at your convenience through our online banking platform.

home-promo-2