Basic Checking and No Minimum Balance
A great account for those who prefer to do most of their banking electronically!
Enjoy the following convenient Online and Mobile Banking services with no minimum balance requirement:
- Access your account and monitor your balance online
- Pay bills from any smart device
Open your Basic Checking Account with an initial deposit of $50 or more and receive:
- Service One Visa® Debit Card
- A sheet of Insta-checks to get you started*
All of this convenience for a monthly service fee of only $7.75. Even better, sign-up for Direct Deposit and the monthly service fee is waived.
*Order additional checks if needed on the tab above.
EASY Says it All!
Our best account for those who want to earn dividends on their checking balance.
Access your account in the ways you prefer. You can choose to:
- Enjoy the convenience of Online Banking to see your balance
- View your monthly statement on our Home Page, or receive a paper statement, the choice is yours
- Make purchases with your Service One Visa® Debit Card or pay by check
- Monitor your checking activity Online or with our One Call audio response system
- Maintain a minimum balance of just $1000 – and pay no monthly service fee; a service fee of $7.75 is applied if the minimum balance requirement is not met.
No Minimum Balance or Monthly Fee
Get started taking care of your money so it can take care of you! Service One Credit Union can help. This checking account features no minimum balance and no monthly maintenance fee. A parent is required to open an account if you are under age 18. Members 17 and younger earn dividends on just $25 or more.
- iPhone and Android apps
- Digital Wallet
- Shared Branching Network Access
- Annual Scholarship
- Mobile Deposit-Age 16 and up
- Free Debit Card
- One Free “Oops” overdraft refund
- Complimentary Box of Checks
- FREE Guide to Money Booklet
- Mobile Deposit-Age 16 and up
- Money Manager & App: The Service One Budgeting Tool
Checking for Teens Age 13 - 17
Get your first Checking account with this special Teen Checking. It will help you get on the right financial path.
|With this account you get:|
|FREE Checking||No monthly maintenance fee and no minimum balance required.|
|FREE Guide to Money||Curious about where to start? Our Guide to Money booklet, along with our online Teen portal, will give you the information you need to be successful with your finances.|
|FREE Visa® Debit Card||Debit Cards are faster and safer than using cash and can be used at ATMs and anywhere Visa® is accepted.|
|FREE Online Banking||Access your account anytime to look at detailed transactions, set up FREE e-statements, and email or text alerts.|
|FREE Mobile Banking||
Keep up with your finances on the go! Deposit checks for free, transfer cash between your accounts, and more. One-Time “Oops” Overdraft Waiver Everyone makes mistakes - for that we have a one-time use waiver of an overdraft fee.
|FREE 1st box of checks||Your first box of checks in on us! You may never write a check, but just in case you need one, you will have checks.|
|WKU Scholarships||High school seniors planning on attending WKU have the ability to apply for one of our incoming WKU freshmen scholarships.|
Save time! Do you want your paycheck in your account before you leave work on payday?
For your convenience, we offer automatic deposit to your checking or saving account. Make your life easier by providing your employer with our routing number, 283978357, and your full account number to start your direct deposit. See your deposit on Mobile Banking! If you need additional assistance to start direct deposit, contact us.
Activate Debit Card Alerts Today!
Your Money's Talking. Better Listen!
Take action to protect your debit card. Get Debit Card Alerts for large purchases, activity notifications, low balance warnings and more.
You choose the alerts you want to receive and how you want to receive them by text message or email. Debit Card Alerts offer a convenient way for you to manage your money and help protect you from fraud by putting you in control of your account information. Get this world-class feature free from your local credit union.
Activating Debit Card Alerts
Log in to activate Debit Card Alerts today! You will need your debit card information to set up the alerts.
Problems with your Debit Card? Reset pin #, call 1-866-985-2273. You must call from the phone number listed on the account. Please call Service One during regular business hours at 1-800-759-8500 or 1-800-449-7728 after hours.