GET MORE FROM YOUR CHECKING ACCOUNT!

FREE with every SOCU Personal Checking Account

Instant Issue VISA Debit Card

Online and Mobile Banking

Debit Card Courtesy Pay

Electronic Bill Pay

Mobile Check Deposit

Mobile Wallet

Easy External Transfers

Free Check Images

Account/Debit Card Alerts

Member to Member Transfers

Monthly eStatements

Over 40,000 Free ATM's nationwide

Already have an SOCU checking account and looking to switch? Call us at 270-796-8500.

Which Checking Account Is Best For You?

Choice Plus

A great choice for those who want a premium interest rate on their checking account balance.

Earn Premium Interest,
- •Tiered Dividends Up to $25,000 = Earn 1.00%
- (no minimum balance required)
- •Over $25,000 = 0.10%
Fully Managed Identity Theft Recovery
Dark Web Monitoring
Credit Monitoring
Discount on Installment Loan Rates
Mobile Phone Coverage
Savings on Travel, Dining, and Shopping
Requires direct deposit of $500 or more
$8.00 Monthly Maintenance

Open an Account

Free plus

The right choice for individuals who want a competitive interest rate on their balances.

Earn Interest,
- •0.10% dividend on balances
Fully Managed Identity Theft Recovery
Dark Web Monitoring
Credit Monitoring

Open an Account

Free Checking

An option for those who want a basic checking account.

No Minimum Balance Requirement
No Monthly Maintenance Fee
No Direct Deposit Requirement
Minimum $50 to Open

Open an Account

Senior Checking

Specialized benefits for seniors 60 and over.

No Minimum Balance Requirement
No Monthly Maintenance Fee
Free Mailed Statement
No Direct Deposit Requirement
Minimum $50 to Open

Open an Account

Student Checking

A great choice for busy students on the go.

No Minimum Balance Requirement
No Monthly Maintenance Fee
Annual Scholarship Opportunities for Returning WKU Students
No Direct Deposit Requirement
Minimum $50 to Open

Open an Account

Teen Checking

For teens 13 to 17 learning how to budget and save.

No Minimum Balance Requirement
No Monthly Maintenance Fee
Annual WKU & SKYCTC Scholarship Opportunities for High School Seniors
No Direct Deposit Requirement
Minimum $50 to Open

Open an Account

Security, Protection and Savings!

Service One Credit Union has partnered with NXG Strategies to bring you the next generation of checking account benefits to protect you and your lifestyle, all as part of Free Plus and Choice Plus Checking.
Mother and daughter on laptop
PROTECT can help you plan for and recover from the effects of identity theft as well as provide you with access to multiple proactive monitoring solutions.

SAVE presents discounts on shopping, dining, and travel right on your phone!

Mobile Phone Coverage provides mobile phone payment protection to all phones owned by the primary account holder.