Crush the School Shopping List with a Back to School Loan
Stress less and prep more with rates as low as 7.90% APR, quick funding, and terms that fit your family’s budget.
Heading back to class should be about fresh notebooks and exciting new chapters, not financial stress. Whether your family is stocking up on tech upgrades, filling backpacks, covering extracurricular fees, or sorting out campus dorm essentials, Service One Credit Union is here to help you check every box.
Our limited-time Back to School Loan* is designed to give your budget some breathing room. With a predictable 11-month term and financing up to $5,000, you can handle all your upfront school expenses now and pay it off comfortably before the next school year even begins.
Ready to make this school year the best one yet? Apply online today—this special offer wraps up on August 31, 2026!
Keep Your Savings Intact
Don't drain your emergency fund for seasonal school expenses. Our low-rate, fixed-term loan lets you cover everything upfront with a predictable monthly payment that won't disrupt your family's day-to-day budget.
Avoid High-Interest Credit Cards
With rates as low as 7.90% APR, this loan is a much friendlier option for your wallet than standard retail or credit cards. Plus, the structured 11-month term ensures you aren't carrying school debt for years to come.
Disclosure: *Annual Percentage Rate (APR) as low as 7.90% is available for an 11-month term on loan amounts up to $5,000. Rate is based on creditworthiness and underwriting factors; not all applicants will qualify for the lowest rate. Offer valid through August 31, 2026. All loans are subject to credit approval. Membership eligibility required. Federally insured by the NCUA. Equal Opportunity Lender.