Understanding Interest Rates: Why Choosing a Credit Union for Your Loan Matters

When it comes to borrowing money, understanding interest rates is crucial. Whether you're applying for a car loan, mortgage, or personal loan, the interest rate you receive significantly impacts how much you’ll ultimately pay back. As a member of Service One Credit Union, you have access to competitive rates and member-focused benefits. Let's break down interest rates and why credit unions like SOCU are a smart choice for your lending needs.

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Service One Credit Union
How to Improve Your Credit Score

Whether you're applying for a loan, renting an apartment, or even getting a new job, a strong credit score can open doors to better financial opportunities. As a Service One Credit Union (SOCU) member, you have access to valuable resources to help you improve and maintain a healthy credit score and save you money.

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Common Car Loan Mistakes and How to Avoid Them

Financing a car is a big decision, and making the wrong move can cost you in the long run. At Service One Credit Union (SOCU), we want to help you make informed financial choices so you can drive away with confidence. Here are some common car loan mistakes and how to avoid them.

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Home Equity Loan vs. Home Equity Line of Credit: Which is Right for You?

If you own a home and have built up some equity, you might have heard about Home Equity loans and Home Equity Lines of Credit (HELOCs). But what do they mean, and how are they different? Let’s break it down in a way that’s easy to understand.

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Tax Season Scams

Tax season is a busy time for everyone—including cybercriminals. These scammers are always on the lookout for ways to exploit unsuspecting taxpayers, and this year is no exception. Recently, a new phishing scam has emerged, targeting taxpayers with fake emails designed to install malware and steal sensitive information.

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November/December Featured Artist - Jenn Stephens

We’re thrilled to spotlight local artist Jenn Stephens as our featured artist for November and December! Jenn, a 2003 graduate of Western Kentucky University, has spent over 20 years honing her craft as a Creative Director while nurturing a passionate fine art practice on the side. Her artwork has been showcased in several local exhibitions, including the US Bank Annual Art Show and an alumni exhibit at WKU’s Fine Arts Center.

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September Featured Artist - Lisa Reese

If you love supporting local artists, Service One Credit Union's Bypass Branch has the beautiful artwork of Lisa Reese for September 2024! Lisa has been creating for the past 10 years, and her unique, soulful pieces are currently on display in our Community Meeting Room.

 

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Q3 2024 Newsletter | Membership Matters

Discover exciting news in the latest Service One Credit Union newsletter! Learn about the new, lower Par Value amount, relive the grand opening of our Bypass branch, and meet the featured artist gracing our Community Meeting Room. Plus, celebrate with us as our Glasgow Branch claims the Best of Barren's Best Credit Union award! Don't miss out on these and more updates – check out the Q3 newsletter today!

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Q1 2024 Newsletter | Membership Matters

Service One Credit Union kicks off 2024 with exciting news in its Q1 newsletter! They welcome their new President and highlight their Dollars & Scholars program. Need a new checking account? They have options to fit your needs. Plus, the newsletter showcases their commitment to the community through various initiatives. Learn more about what Service One CU is doing to serve you better.

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Q2 2024 Newsletter | Membership Matters

Exciting news for Bowling Green residents! Service One Credit Union's Q2 2024 newsletter is out, featuring the grand opening of their new Bypass branch. Looking to upgrade your plastic? They've also unveiled a new credit card option. Plus, the newsletter recognizes seven associates for their recent promotions. Thinking about your finances? They may also have info on FREE Financial Counselors (details inside!). Learn more about Service One CU's latest offerings and how they can serve you better in Bowling Green, KY.

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