Get the Car, Keep Your Cash.
Your $500 Cash Back* Auto Loan Starts Here.
Life happens, and sometimes you need to maximize your budget. Our special auto loan offer makes it easy to get the vehicle you need—or lower payments on the one you have (while putting up to $500 back in your pocket.)
Why You Should Choose Service One
1. Get up to $500 Cash Back
Secure a new or refinanced auto loan with us and we will give you a lump sum of up to $500 cash! Use it for insurance, gas, a down payment, or anything else you need.
2. 90 Days with No Payments
Enjoy 90 days payment-free! This gives you breathing room to adjust your budget, handle other expenses, or just enjoy your new ride without the immediate stress of a payment due date. (Interest will still accrue during deferral period)
3. Refinance or New Purchase
Whether you're looking to lower the rate on your current vehicle or finance a brand new one, this promotion is for you. Lower payments and cash in hand? It's a win-win.
Ready to get Started?
This special offer won't last forever. Take advantage of low rates, no payments for 90 days, and up to $500 cash bonus today!
*APR=Annual Percentage Rate. Up to $500 cash back is valid for personal vehicle loan applications submitted 12/16/25 - 01/31/26 and loan amounts $10,000 and greater funded within 30 days of application. Cash back is calculated at 1% of the funded loan amount with a maximum payout of $500.00. Non-dealer purchase and refinance of an existing SOCU auto loan are not eligible for cash back. Cash back will be deposited to a SOCU account within 3 business days of final loan agreement. Vehicle eligibility limited to model years 2018 and newer. Interest accrues during deferral period. 6.09% APR is available to FICO scores 730+, year model 2018 and newer, LTV up to 100% and terms up to 66 months. Other rates and terms are available. Additional 0.25% discount for auto pay from a SOCU deposit account or 0.25% discount for Choice Plus Checking may be applied. Subject to credit approval and membership eligibility. Other restrictions and conditions may apply. Terms may change or be discontinued at any time without notice. Federally Insured by NCUA | Equal Housing Lender.